📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Missing data from Equifax

Options
OneLife_OneShot
OneLife_OneShot Posts: 775 Forumite
Tenth Anniversary 500 Posts Combo Breaker
in Loans
Hi guys does anyone know why data would be missing from my credit report from Equifax, I have been paying off an Argos card debt for a year now and its almost cleared plus I had a repayment plan once with a PDL. Neither of these have shown up I thought it would be the sort of thing that would though? And does anyone know of reasons why they wouldn't. I'd rather be able to see all my credit problems in front of me if I paid for a report.
"All truths are easy to understand once they are discovered, the point is to discover them."


Comments

  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    conisme wrote: »
    Hi guys does anyone know why data would be missing from my credit report from Equifax, I have been paying off an Argos card debt for a year now and its almost cleared plus I had a repayment plan once with a PDL. Neither of these have shown up I thought it would be the sort of thing that would though? And does anyone know of reasons why they wouldn't. I'd rather be able to see all my credit problems in front of me if I paid for a report.

    Cant say for sure but maybe they dont use equifax but use 1 of the other 2 CRA's. WOuld have thought they would use all 3 but there you go.
  • fatblackandwhite
    fatblackandwhite Posts: 606 Forumite
    Hi - I paid off a store card a year or two ago and that wasn't on my Equifax report either.
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    argos shows on callcredit and experian
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture