We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
annuity advice
sanfly
Posts: 431 Forumite
I have set hargreaves and lansdown off trying to find me the best annuity to buy with my personnel pension, not sure if i should also get another company to do the same in parallel, say the annuity bureua, or just leave it with H & L.
sanfly
0
Comments
-
Posts on here have found that local IFAs have beaten annuity bureau. I dont think anyone has used HL and posted here before on annuities. One assumes, that you are not using HL for execution only but advice so you may find their terms are not as good as a smaller local IFA. (smaller IFAs often club together and join networks and the combined buying power gets them better terms than firms like Cavendish and possibly HL).I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
-
-
FSA tables are notoriously unreliable (as are any "printed" tables). They do not take into account negotiated rates and make too many assumptions. Plus the data can be many months out of date with some providers.
You should never make your choice of annuity provider based on the FSA tables.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.3K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.3K Work, Benefits & Business
- 601.1K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards