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credit report + sole trader debt

arcon5
arcon5 Posts: 14,099 Forumite
Part of the Furniture 10,000 Posts Combo Breaker
I was checking my credit report the other day and to my surprise a corporate credit card supplied by HSBC isn't on there.
The card is in my name personally as a sole trader and still active.

Does anybody know if there is a reason for this?

I presumed since the debt belonged to me personally and not a Ltd company (ie a seperate legal entity) it would be on my report :huh:

(Sorry if this is the wrong forum, couldn't really see a category that fit the question properly)

Comments

  • Hazzinho
    Hazzinho Posts: 742 Forumite
    Is it listed at your address? If not that's why it doesn't appear. The other thing could be you've had the card so long that reporting to CRA's wasn't in the terms.
  • arcon5
    arcon5 Posts: 14,099 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Hazzinho wrote: »
    Is it listed at your address? If not that's why it doesn't appear. The other thing could be you've had the card so long that reporting to CRA's wasn't in the terms.

    The credit card is registered to my current address (my current address also shown on the report). Confirmed by the fact my statements arrive here each month.

    I've had the card for about 20 months.
  • Tixy
    Tixy Posts: 31,455 Forumite
    Have you checked all 3 credit reference agencies? If not then it could appear on one of the others?
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
This discussion has been closed.
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