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credit report + sole trader debt
I was checking my credit report the other day and to my surprise a corporate credit card supplied by HSBC isn't on there.
The card is in my name personally as a sole trader and still active.
Does anybody know if there is a reason for this?
I presumed since the debt belonged to me personally and not a Ltd company (ie a seperate legal entity) it would be on my report :huh:
(Sorry if this is the wrong forum, couldn't really see a category that fit the question properly)
The card is in my name personally as a sole trader and still active.
Does anybody know if there is a reason for this?
I presumed since the debt belonged to me personally and not a Ltd company (ie a seperate legal entity) it would be on my report :huh:
(Sorry if this is the wrong forum, couldn't really see a category that fit the question properly)
0
Comments
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Is it listed at your address? If not that's why it doesn't appear. The other thing could be you've had the card so long that reporting to CRA's wasn't in the terms.0
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Is it listed at your address? If not that's why it doesn't appear. The other thing could be you've had the card so long that reporting to CRA's wasn't in the terms.
The credit card is registered to my current address (my current address also shown on the report). Confirmed by the fact my statements arrive here each month.
I've had the card for about 20 months.0 -
Have you checked all 3 credit reference agencies? If not then it could appear on one of the others?A smile enriches those who receive without making poorer those who giveor "It costs nowt to be nice"0
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