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Legitimate payday loans

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245

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  • Apples2
    Apples2 Posts: 6,442 Forumite
    Anyone ?...
    You're on the spiral downwards Daniel, read about in this forum to see what is going to happen to you in a few weeks/Months.

    Each and every one of those people who found themselves sunk under a huge PDL debt trap wished they had refused the second loan.
  • DanielD2008
    DanielD2008 Posts: 761 Forumite
    I understand the potential consequences.

    All I need now is some legitimate companies.... :T
  • Tixy
    Tixy Posts: 31,455 Forumite
    There are many many payday loan companies out there, they are really not hard to find. Sites such as moneysupermarket and similar even have lists of top 10s.
    I doubt you will find people particularly keen to recommend any specific one to you on this site.

    But if a couple have turned you down then I wouldn't hold out much hope of others accepting you.
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • dealer_wins
    dealer_wins Posts: 7,334 Forumite
    If you have been declined by PDX and Quickquid, then you are not gonna get accepted by any of the lesser ones im afraid.

    Time to man up to your financial situation, or to don a balaclava.
  • jayce777
    jayce777 Posts: 16 Forumite
    edited 6 July 2012 at 3:01PM
    I'm not advocating payday loans especially as someone who has just freed himself of the debt spiral but I can suggest the one and only company who charge a bit less than the others.

    H & T pawnbrokers payday loans charge half the interest that wonga do, though they're so unheard of. So I suggest you take a loan with them and pay it back to wonga so that you can at least cut your interest in half.

    H & T are the most decent of the payday loan companies you can apply online like the rest and if you repay early they only charge you per day same as wonga even if you're not within the 14 day withdrawal. So that's the only reason I'm suggesting this as it would improve your situation if you used it to pay off wonga. The sooner you get rid of every payday loan the better off you'll be.
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 6 July 2012 at 3:38PM
    Whats the loan for OP ?

    Aloan isn't what you need, you need to cut the credit cards up, cut back on your spending and pay off as much as you can afford to each creditor.
  • Peelerfart
    Peelerfart Posts: 2,177 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    OP,you posted this on the 29th March,
    https://forums.moneysavingexpert.com/discussion/3876371=

    unless things have changed dramatically since then,the last thing you need is another loan.
    Space available for rent
  • Peelerfart wrote: »
    OP,you posted this on the 29th March,
    https://forums.moneysavingexpert.com/discussion/3876371=

    unless things have changed dramatically since then,the last thing you need is another loan.

    Erm, OUCH !!!
    “In any moment of decision the best thing you can do is the right thing, the next best thing is the wrong thing, and the worst thing you can do is nothing at all.” - Roosevelt
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I must have great credit !

    Are you saying you must have great credit but haven't checked your report ?

    Any news on the thread back form march that peelerfart linked too ?
  • iaintw
    iaintw Posts: 90 Forumite
    if you have a payday loan then don't
    The Office of Fair Trading is to blame for giving them a linces
    sorry for the spellings
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