advice

Donna.C_2

Hi all. We will be moving home in the next few weeks. We have a mortgage with the Halifax and have just received some paperwork from our solicitor. In the said paperwork is a paragraph, Occupation, which states that if there are any adults living at the property who are not on the mortgage itself, they will have to sign an occupancy form which must be witnessed by an independant solicitor at extra expense? my question is, our 24 yr old son lives with us, does this include him, being a part of the family etc??

Dave_Ham

He will have to sign, but I find it unbelievable that the solicitor would charge you extra for this....!

Donna.C_2

I know he has to sign to say he'll move out when we do, but this appears to be he has to sign to move with us! I dont get it??? one of the conditions on the mortgage? maybe I'm reading it wrong....

Dave_Ham

Sorry I was not clear, he has to say that he has no ownership rights to the property and just staying with you as family.

Nothing at all to worry about and absolutely normal...

Donna.C_2

Thank you Dave

Donna.C_2

just spoken to the Halifax and its an additional occupier form which is only needed if the adult isn't your child glad thats cleared up!

Thrugelmir

Dave_Ham wrote: »

He will have to sign, but I find it unbelievable that the solicitor would charge you extra for this....!

Think you've misread.

Only in that the form would have to witnessed by an independent solicitor. Who would obviously charge a notional fee.

Dave_Ham

Thrugelmir wrote: »

Think you've misread.

Only in that the form would have to witnessed by an independent solicitor. Who would obviously charge a notional fee.

Very true, read really quickly and did not read subsequent post. They are true, I certainly am one of those men that cannot do two things at once.

Pleased you got it solved easily though...

Thrugelmir

Dave_Ham wrote: »

I certainly am one of those men that cannot do two things at once.

We've all been guility of misreading a post on this forum.