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Current Acc whilst Mortgage in process????
LauraWxx
Posts: 565 Forumite
Hi all,
I have recently received news of my mortgage application being approved, the valuation is happening today and we are set to exchange next Friday:j.
I want to apply for a Halifax Reward Current Account and see that there intro offer ends around the 15th of July, therefore my question is - will this application affect my credit file and have any implications on my mortgage offer, or as it is only a current account (i don't want or need an overdraft facility on acc) will it be ok??
Any advice appreciated!!
I have recently received news of my mortgage application being approved, the valuation is happening today and we are set to exchange next Friday:j.
I want to apply for a Halifax Reward Current Account and see that there intro offer ends around the 15th of July, therefore my question is - will this application affect my credit file and have any implications on my mortgage offer, or as it is only a current account (i don't want or need an overdraft facility on acc) will it be ok??
Any advice appreciated!!
2019 Totals: Savings: £929.53 / Mortgage OP - £746.32
Grocery challange April: £130.17of £500 target remaining
Grocery challange April: £130.17of £500 target remaining
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Comments
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Do not do it!
Do not do anything which involves a credit search until AFTER your mortgage COMPLETES.
You risk having your offer withdrawn if your case is audited and the search comes to light.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
Ok...thank you....I wont!!
I will wait until after I have moved in and do it then!2019 Totals: Savings: £929.53 / Mortgage OP - £746.32
Grocery challange April: £130.17of £500 target remaining0 -
Once you have completed i.e. paid all the money to the seller. You can do whatever you like but I wouldn't suggest on trashing your credit history
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