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Friday 6th July - What small DFW things will you do ?!?
carrielovesfanta
Posts: 2,997 Forumite
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important! :money:
I hope no one minds me starting off this morning!
Not much to report here. Rain, rain and more rain!
Today's list is:
Charge phone in work
Resist buying bottle of wine tonight
Bit of overtime
Breakfast, lunch and dinner from stores
Stick to diet (have lost 4.5lbs so far
)
Check online banking (mini payments from paypal have arrived, must to account verificaton thingy)
Have paid onepoll £40 off cc :A
Hope you all have a good day. DNMS - hope the work situation has been resolved
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important! :money:
I hope no one minds me starting off this morning!
Not much to report here. Rain, rain and more rain!
Today's list is:
Charge phone in work
Resist buying bottle of wine tonight
Bit of overtime
Breakfast, lunch and dinner from stores
Stick to diet (have lost 4.5lbs so far
Check online banking (mini payments from paypal have arrived, must to account verificaton thingy)
Have paid onepoll £40 off cc :A
Hope you all have a good day. DNMS - hope the work situation has been resolved
LBM 11/06/2010: DFD 30/04/2013
Total repaid: £10,490.31
0
Comments
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Good Morning All
Carrie - Thanks for starting us off, lots of rain here too:(
Today's little list
Check Banks - Done
Check swapits - Done
Order OH's Prescription & collect mine -
Buy LO's Birthday Card (its tomorrow, lol eek cant believe I havent got it by now - bad mummy:eek:)
Re-list all items for sale -
Work (11.30 - 1.30) -
Comps -
Keep up to date with surveys -
Keep on top of emails -
Filing & Shredding -
Quick tidy round - Done
Update food tracker (38lb off) - in progress
Meals from stores -
Read (The Ice Cream Girls (from stash)) - in progress
Hope you all have a great day everyone, love you all :T
C xxGoodreads 2025 Challenge :16/75
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/520 -
Good morning everyone, Its dry but dull here today so looks like it might be a day in the house but that’s ok as it will be a NSD.
It is rather quite on here this morning is it not?
Carrie – Thanks for starting us off this morning.
My list for today:
[STRIKE]Phone the doctors to make sure Monday’s appointment has been cancelled[/STRIKE]
[STRIKE]Collect up washing and do full loads – Hang on the airer[/STRIKE]
:)Check online banking – update spend sheet and move money around Didn't do this today.
[STRIKE]Do work that is in for today[/STRIKE]
[STRIKE]All meals from stores -[/STRIKE] salmon and chips for dinner tonight
[STRIKE]Post the tester item and do paperwork[/STRIKE]
[STRIKE]Check ebay and pay for items that I got yesterday[/STRIKE]
:)Sort the returns for Mr T (really need to get this done today lingering for the last couple of days) Still not done this, I will definately do it over the weekend.
:)Do some of the ironing pile Didn't get this done
:)Sort through the pile of clothes in the bedroom Didn't get this done
:)Make a shopping list and do an online shop – I will need to look at the offers I have had recently as not sure whether to use Mr A or Mr T Shopping list made but I've not done the actual shop
[STRIKE]Update diary and task list for this month[/STRIKE]
[STRIKE]Make a list for the weekend[/STRIKE]
[STRIKE]Add 5 things to the ebay box[/STRIKE]
I think that is everything for today, Hope everyone has a good Friday xAiming to get Debt Free.0 -
Hi folks!
Sorry haven't been about recently...MSE has slipped a bit and away for work. All conspiring against me!
Anyway it's quiet on the boards huh...but here are my small things.
- no buying food other than milk and fruit for next week. That's the rule Ihave decided. Need to be start being able to physically get into my walk in larder....:o
- check banking
- look for alternative walking trousers for DD2. Amazon supplier is out of stock. Need to look for quality but good price.
- Skype friends this eve and OH rather than paying 25p for a text!:eek:
- clean out chickens if dry enough :rotfl: and plant cucumbers and tomatoes!:rotfl:
- get some sleep..feel like am walking through treacle
- have a celebration tea. Will bake cupcakes as DDs have had great reports and year at school and .well...just cos we don't have fun often enough!!:T
Think that's it.
Hope everyone's having a good day. Roll on the weekend!
BrizzleMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Hello there :wave:
- Walking to/from work in the month's worth of rain that is going to fall in the next 24 hours… :cool:
- Free cuppa in work
- Smile because it's a free listing weekend

- Applied for a fabby job :j
- Posting friend's bday pressie - got the lightest thing I could think of (pretty £3 bracelet) as it's off to NYC :cool:
- Continue once and for all with the £5 survey I'm doing

- Found 70p in a handbag I haven't used in a couple of months - bought 60p croissant for brekkie - felt like it was free

0 -
Used up some tinned food for lunch and dinner as didntwant to face the shops for something fresh!
Found my dads bday present £8 cheaper online :T
Cleaned the kids old shoes to list on eBay tomorrow with the free listing (on the eBay app)
Got 4 free books off a friend, will keep kids happy for a bit.
Got email confirmation that my envirofone trade in was successful, £220.08 in my bank nect thurs:j
And if my son decides to sleep (been 2 hours now) I'll be sewing a gift for a friends baby
Sarah xDFW Total £21,800 to clear by Dec 2022
MFW Total £184,950 £179,066 to clear by 20350 -
Good Morning All
Carrie - Thanks for starting us off, lots of rain here too:(
Today's little list
Check Banks - Done
Check swapits - Done
Order OH's Prescription & collect mine -
Buy LO's Birthday Card (its tomorrow, lol eek cant believe I havent got it by now - bad mummy:eek:)
Re-list all items for sale -
Work (11.30 - 1.30) -
Comps -
Keep up to date with surveys -
Keep on top of emails -
Filing & Shredding -
Quick tidy round - Done
Update food tracker (38lb off) - in progress
Meals from stores -
Read (The Ice Cream Girls (from stash)) - in progress
Hope you all have a great day everyone, love you all :T
C xx
hi, not been in here before but was curious, can i just say, i loooove dorothy koomson, couldnt read that particular one though as one of the characters has the same name as my dd so i had to leave it but i know it'll be good, just a shame its an emotive subject that one.
I am watching open all hours and boy do i wish i was as tight as arkwright! :rotfl:Littlewoods £10 Very BNPL £234.42
My total debt is [STRIKE]£7242.32[/STRIKE]£244.42
Extra payment a week: This week: £
Total to date: £1279.29 not incl this week
#33 NOvember challenge0 -
Raorrrrr complete fail on the wine/dinner from stores front. Stupid oh. Well I did resist scratch card in tescoLBM 11/06/2010: DFD 30/04/2013Total repaid: £10,490.310
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