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Which credit reference agency does Halifax search for mortgage applications?

Thanks for any info.

Comments

  • Dave_Ham
    Dave_Ham Posts: 6,045 Forumite
    Tenth Anniversary Combo Breaker
    My understanding is that they primarily use Experian, although do cross reference Equifax at Full Application..

    What are you trying to achieve?

    May be a better option than Halifax...
    I am a Mortgage Broker
    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.
    This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    If you have any negative credit history they will detect it.
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