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Could I get a loan

Kellpea
Kellpea Posts: 40 Forumite
in Loans
Hi Guy's, Newbie here...

Just wondering my credit expert file is showing a score of 315, who or where could I get a loan with this score?

I am due to get married and need a loan of approx £2000. I work full time, have no defaults or CCJ's and my report shows 1 late payment...

Any advice would be much appreciated.

Thanks :)
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Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Your score is irrelevant.

    If you post income, existing debts etc someone may be able to help.
  • Tixy
    Tixy Posts: 31,455 Forumite
    Your own bank is often a good place to approach first. They will be best able to assess your financial situation.
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • broad-sword_2
    broad-sword_2 Posts: 229 Forumite
    As above, but please do not say this is a loan to pay for the wedding (modest by today's standards as it is).
  • DCFC79
    DCFC79 Posts: 40,619 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    broad-sword wrote: »
    As above, but please do not say this is a loan to pay for the wedding (modest by today's standards as it is).

    IF the loan is for the wedding at least its a modest rather than some of the amounts some posters think they need for a wedding,
  • broad-sword_2
    broad-sword_2 Posts: 229 Forumite
    edited 5 July 2012 at 6:20PM
    I agree, but modest it maybe DCFC having to borrow (and we're assuming of course) to get married is not the best start by any means. How long to pay off one perfect day I ask?
  • andymc29
    andymc29 Posts: 462 Forumite
    I agree, borrowing to get married is not the best start to a marriage. Surely they should delay the wedding until they are able to pay cash. Or just have something smaller?
    Bank Loans: [STRIKE]£25000[/STRIKE] £0- Barclay Card 14%: [STRIKE]£2500[/STRIKE] £0- Student Loan: [STRIKE]£12,500[/STRIKE] £0
    Current total [STRIKE]£40,000[/STRIKE] £0:j (100% PAID OFF)
  • KingElvis
    KingElvis Posts: 4,100 Forumite
    I lend at 75% secured on body parts, if it's for a wedding, it goes up to 80%

    Seriously, ask your bank, if they say no, it's soggy paste sarnies down the Dog n Duck I'm afraid.
    "We want the finest wines available to humanity, we want them here, and we want them now!"
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