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first post i admit in in deep!

hi this is my first post , i have been lurking for quite some time, but now admit i 2 am a debt free wannabe and thank everyone who posts on this site as its all good , moral support xx;)
debt jan 07 21000, debt june 07 17630,
july 17000;) :D
august 16480 :o

feels like forever.......

GETTING THERE SLOWLY. OFFICIAL DEBT FREE WANNABE NURD NUMBER : 396;)
«1

Comments

  • sammiboo
    sammiboo Posts: 1,110 Forumite
    Hi there

    welcome to the forum.

    Good luck on your path to being debt free :)
    March 2006 £15,200+ in debt April £843.64 in debt - Debt Free date Sept 2009
    Egg Credit Card - £843.64 5.7%
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Hi there and welcome you are in the right place to get advice
  • RoCas
    RoCas Posts: 3,929 Forumite
    1,000 Posts Combo Breaker
    Hi debtfreemum,

    Welcome to MSE ... I'm sure you will get lots of help and advice with your debt.
  • savvykaz
    savvykaz Posts: 890 Forumite
    Hi debtfreemom - have you tried snowballing your debts and try to pay off the highest aprs first? This then gives you a good idea how long it will take to become debt-free - a real incentive :D
    DMP starts June 2012, £38,180.

    Balance June 2015 £26,046 (paid off 32%)

    DMP mutual support thread no 434
  • angelavdavis
    angelavdavis Posts: 4,714 Forumite
    Mortgage-free Glee!
    Welcome to MSE and good luck with the money saving!
    :D Thanks to MSE, I am mortgage free!:D
  • beanielou
    beanielou Posts: 96,756 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Welcome to MSE
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • lyric_grace
    lyric_grace Posts: 563 Forumite
    Welcome to MSE and the DFW board, this place rocks! We are all here to support each other!!!
    Just trying to be me.....
  • LookingAhead
    LookingAhead Posts: 4,633 Forumite
    Hi there! :hello:

    This place is one of the best places to be in the world when trying to cope with your debts....

    I hope we can all help you even more, very soon.
    xx
    Bank Balance: In the black for the moment.
    Sainsburys Loan: Cleared July 2010
    Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
  • thanks all so much for the good vibes and comments, ill have a look at that snowball thing....

    it all started with credit cards!!! then a considation loan then more spending but now i know it has to stop .... cant keep dreamin its not happenin.
    debt jan 07 21000, debt june 07 17630,
    july 17000;) :D
    august 16480 :o

    feels like forever.......

    GETTING THERE SLOWLY. OFFICIAL DEBT FREE WANNABE NURD NUMBER : 396;)
  • be warned this site is very addictive, you'll find you spend so much time on here you wont have time to spend any money!!!

    seriously though welcome to MSE and good luck with becoming debt free

    SC XX
    slowly working towards being MF one small over payment at a time :T
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