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perkypenguin
Posts: 1 Newbie
Hi all
This is my first time on the threads, I have been reading your postings and you have cheered me up. I think when you're in debt you feel completely alone
I've just spent all morning pulling my head out of the sand and trying to make some sense of the mess I've got myself into. My aim for this year is to get rid of my CC debt, which I had no idea had amounted to the grand total of £18000. Hmmm, how did that happen?:rolleyes:
I tried opening a new credit card that was advertising 0% on balance transfers, reckoned if I could lose the interest for a while I may be able to tackle it more efficiently. Well...they accepted me and transferred a total of £900 of my debt. Not a lot of help :rolleyes:
Oh well, it's 900 that is interest free, I will look on the bright side. If anyone has any ideas how to help, please give me the advice, I sure need it.
But I am on a mission, I WILL do this! I have just started by cutting all my credit cards up so at least I can't spend on them anymore :T
This is my first time on the threads, I have been reading your postings and you have cheered me up. I think when you're in debt you feel completely alone
I've just spent all morning pulling my head out of the sand and trying to make some sense of the mess I've got myself into. My aim for this year is to get rid of my CC debt, which I had no idea had amounted to the grand total of £18000. Hmmm, how did that happen?:rolleyes:
I tried opening a new credit card that was advertising 0% on balance transfers, reckoned if I could lose the interest for a while I may be able to tackle it more efficiently. Well...they accepted me and transferred a total of £900 of my debt. Not a lot of help :rolleyes:
Oh well, it's 900 that is interest free, I will look on the bright side. If anyone has any ideas how to help, please give me the advice, I sure need it.
But I am on a mission, I WILL do this! I have just started by cutting all my credit cards up so at least I can't spend on them anymore :T
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Comments
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Welcome
you need to post an SOA (see SouthernScousers sticky) and we can help you more! You're in the right place
Nicola xBe who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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Hi & welcome
Look forward to seeing your SOAI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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