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First debt settled!

Hi all,

I don't post on here very often, but you were all so great to me when I started my debt free journey in November 2010. No one else really knows about my debt so I have no-one to celebrate with as I reach milestones!

Having been being really frugal for almost the past 2 years, thanks to you lot on here, I managed to save almost £2000 which has today gone on my first full and final settlement! Yay! So I've cleared one debt, only another 8 to go. It was my only CCJ, so I will have that marked as satisfied on my file (I have had this confirmed in writing before I payed the settlement figure). I've also managed to get my total debt under £40,000 for the first time and brought my debt free date forward by 12 months :j.

Just for info, the debt was with the Lewis Group for a Debenhams account and they settled at 68.5%.

The aim for the remainder of the year is to save up another £930 to settle the smallest debt I have. That will then be 2/9 debts cleared!

I think I speak on behalf of everyone when I say thank you all for your fantastic support on this board as we all go about our debt free journey :beer:


Soph x
DFD = [STRIKE]May 2028[/STRIKE] February 2016
Nov 2010 = £49128.50
February 2016 = £0.00
«1

Comments

  • BluePumpkin
    BluePumpkin Posts: 54 Forumite
    Well done, that is awesome :T Good luck with the rest of it :)
    Impending doom! :eek:
  • sickasachip13
    sickasachip13 Posts: 1,190 Forumite
    Good work Soph - you must feel great.

    SAAC
  • :T:T:T:T Well done Soph!!!! :D:j:beer:
    DEBT FREE AND PROUD:D
    'Better to remain silent and be thought a fool than to speak out and remove all doubt'
  • GREAT NEWS!!

    well done and good luck :)
  • rdchick
    rdchick Posts: 1,815 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Well done Soph! Bet you feel amazing! Keep up the awesome work! Xxx
    Life is too short not to love what you do.
  • broad-sword_2
    broad-sword_2 Posts: 229 Forumite
    Good stuff - now make that snowball bigger!
  • artnoble
    artnoble Posts: 879 Forumite
    Part of the Furniture Combo Breaker
    well done!!
    Watch this space.... Will update soon!
  • Soph86_2
    Soph86_2 Posts: 96 Forumite
    Debt-free and Proud!
    Thanks all! I treated myself to a Chinese takeaway last night to celebrate :) first one in 2 years. Today I'm back on the frugal wagon!

    Soph x
    DFD = [STRIKE]May 2028[/STRIKE] February 2016
    Nov 2010 = £49128.50
    February 2016 = £0.00
  • Soph86 wrote: »
    Thanks all! I treated myself to a Chinese takeaway last night to celebrate :) first one in 2 years. Today I'm back on the frugal wagon!

    Soph x

    :beer: Why not :) a little treat now again keeps us on the wagon fiesta-smiley.gif
    DEBT FREE AND PROUD:D
    'Better to remain silent and be thought a fool than to speak out and remove all doubt'
  • Beencounting
    Beencounting Posts: 952 Forumite
    Well done Soph, great news! Glad you to see you treated yourself to a take away - it's important to celebrate the victories!

    Go get the next one!!

    Been
    Full LBM 26 Sept 11
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