Monday 2nd July What small DFW things will you do ?!?

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important! :money:

Morning eek Monday yet again! Ok need to be quick. Small things today:

• checked banking - dire!
• all meals from stores
• do cupboard/freezer inventroy & write up list
• drop some things off at CS
• list 2 things on freecyle
• quick shower
• look at meal plan and grab something from freezer
• make cake later to use pineapple
• go for a run straight after work
• look in cs to see if there is anything I like to make pillow case
• list a couple more things on ebay
• check onepoll/swagbucks

• mrs flylady
• start essay

ok that's my lot - quite a list for Monday! Better get my skates on! Have a great day x

bt1

Morning dnms, thanks for starting

This weekend went so quick! Went shopping for my dads bday, and picked up another present for the bf. I hate July! Lots of birthdays! But... Managed to only spend from the "birthday/Xmas money which ive been adding to each month. Feels good to not be putting it on credit card like I usually would!

List:
- checked bank, I'm a few pounds out and can't remember what I've spent!! Need to look out for that!
- checked cc's, all ok- vanquis one is coming down nicely
- lunch from home, and lots of snacks to keep me away from the shop!
- drink 2l of water
- PAD £2 for vanquis
- updated signature to keep track of everything
- exercise bike tonight! At least 30 mins!


Xx

ziggy2407

Good Morning All

DNMS - Thanks for starting us off

Cant believe we're back at Monday again already :eek: Today's little list

Bake - Done (2 Banana cakes, sponge buns & 24 oat biscuits)
Check Banks - Done
Check swapits - Done
Work (11.30 - 1.30) - Done
Shopping with list -
Visit Mum -
Comps -
Keep up to date with surveys -
Keep on top of emails -
Notes for classmates parents re: collection -
Filing & Shredding -
Quick tidy round - Done
Update food tracker (38lb off) - in progress
Meals from stores -
Read (The Ice Cream Girls (from stash)) - in progress

Hope you all have a great day everyone, love you all :T

C xx

Nottoobadyet

g'morning, DNMS and Bt1! I'm a July birthday too, glad to see you budgeted for my pressie :P

Lots of changes and stresses afoot here - OH is seeing a huge drop in income for the next few months, is travelling for work for most of July and I'm interviewing for several jobs all of which would mean relocating, but would also mean a big jump in salary. We'll see if any of them pan out.

Anyway, trying to be frugal by keeping close on things like meal planning and staying in.

Today:
- make July budget
- in an all day meeting, so breakfast and lunch provided, L/O soup for tea as per meal plan
- talk with recruiter to sort out interviews for this week
- check email obsessively to see if I've heard back from job choice 1
- bike everywhere
- maybe gym in eve, still hurting from last time!
- call people to sort out mom visit
- stare sadly at wall all evening now that the wire is over

Hugs to all!

Wannabe01

Good morning, it is a rather damp day here today
DNMS – Thanks for starting us off today

My list for today:
[STRIKE]All meals from stores[/STRIKE]
[STRIKE]Quick shower[/STRIKE]
[STRIKE]Check survey sites and complete anything available[/STRIKE]
:)Do some studying
:)Collect up washing and do full loads – hang on the airer to dry
[STRIKE]Update survey spreadsheet and cash in anything that is due[/STRIKE] Nothing due at the moment
:)Clean the kitchen - worktops, cupboards and floor
[STRIKE]Sort meal plans for this week[/STRIKE]
[STRIKE]Check Mr A price guarantee[/STRIKE] £3.50 in vouchers
:)Do some work on the budgets
[STRIKE]Pay some money off my loan[/STRIKE] Enquired about paying off early but was told that it would cost me more to do this :mad:
Do 15 mins on wii fit
[STRIKE]Strip and make the bed[/STRIKE] – will save me time later in the week
:)Check prices for the printer cartridges
:)Sort the freebie wrappers that are sitting in the kitchen and send off for free herb garden seeds
[STRIKE]Catch up with emails[/STRIKE]
:)Check and water the plants
[STRIKE]Spend some quality time with the kids[/STRIKE]

I think that is all that I need to get done today. Have a good Monday everyone x

La_escocesa

Hi everyone :hello:

I've been reading a 77p Kindle book - yay for cheap reading materials

Going to check out the library for renting DVDs

Brought lunch to work - yesterday's tasty leftovers - I love my OH and his cooking

Tinned pears as a snack in work - cheaper than snack machine and no chance of the fruit going to waste/off before I eat it

Free tea in work instead of home

Checked my tenant had paid his rent - Phew.

Check out surveys etc

Yoga tonight to keep me outta trouble :cool:

Entered a comp

Catch up soon everyone - skim reading while I'm 'working' - big love.

carrielovesfanta

*sneaks in quietly*

Hello all, thanks to DNMS for starting us off!

Erm, maybe in terms of mse, my weekend was *ahem* (mumbles) *cough* £150 lighter *cough*



But the positive side is, the money was my money, not the bank's. The money was not required for anything else (apart from paying extra off debts). And all the things I bought were bargains.

I am now the proud owner of:

Neat threaded eyebrows (half price at £5)
A lovely jumper (50% off)
Stuff I use from bodyshop (used 3 for 2 offer and LYB card for discount)
Two party dresses (total of £23.40 in Debenhams blue cross sale)
And a wonderful steel boned corset that I have been wanting for 5 years now!

Might need some tips from stitching witch RE corset?!

Now I am completely back on the waggon, honest!

will-be-debt-free

La_escocesa wrote: »

Hi everyone :hello:

I've been reading a 77p Kindle book - yay for cheap reading materials

Going to check out the library for renting DVDs

Brought lunch to work - yesterday's tasty leftovers - I love my OH and his cooking

Tinned pears as a snack in work - cheaper than snack machine and no chance of the fruit going to waste/off before I eat it

Free tea in work instead of home

Checked my tenant had paid his rent - Phew.

Check out surveys etc

Yoga tonight to keep me outta trouble :cool:

Entered a comp

Catch up soon everyone - skim reading while I'm 'working' - big love.

i am mainly a lurker on these boards, but reading about renting dvds frim the library, my library does 2 for 1 on sound and vision items, i do it on kids dvds, they get to keep them for a week, but it is only from 2pm until 5pm, maybe worth seeing if your library does this too. :T