Feeling like this life is bit of a brick wall at the min...

bexiboo92

Soo after some discussion, my dad's offered to help out. He's offering to pay off our priority debts and one of the loans, mounting to £1300 which is great. He wants the paperwork for the debt so he can pay it straight off himself. He's said he doesn't want the money back but I don't want hand outs....

It's great that he's helping out, however means I've still got to put a debt of around £2500 on a debt management plan (I don't mean to sound ungrateful)

Really not looking forward to the next month from what I've read from people about the first month of a DMP.

sickasachip13

Hi,

Great of your dad to help out. You haven't hit a brick wall, you're moving forward at quite a pace! Try to focus on the positives not the negatives of the situation. You're going to have significantly less debt than you had - that's great. You're going to go on a dmp to help manage the rest - this is a good step. And the first month really isn't that scary - what is it that's worrying you?

SAAC

bexiboo92

sickasachip13 wrote: »

Hi,

Great of your dad to help out. You haven't hit a brick wall, you're moving forward at quite a pace! Try to focus on the positives not the negatives of the situation. You're going to have significantly less debt than you had - that's great. You're going to go on a dmp to help manage the rest - this is a good step. And the first month really isn't that scary - what is it that's worrying you?

SAAC

So far all I've experienced from these payday loan companies is ruthlessness....I can't imagine the calls, texts, emails, demands eg just suddenly stopping because I inform them I'm on a DMP. If that makes sense...