We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

OMG- I am done!!

Well just thought I would come on and thank people on here for their help (just reading posts etc on here has helped immensely!

As of yesterday I am debt free!! I paid off my loan 6 months early so I now have nothing on my credit cards/ loans or debt to my partner :beer::beer:

Tonight I am going to have a lovely glass of wine.

I will still be coming on this website as now I have paid off my debts I want to start saving and paying off mortgage early.

If I can do it anyone can- in the past 18 months I paid off £3500 from my credit card, £3550 from loan and over £1000 to my partner (I am independent when it comes to money!)

So 18 months I managed to clear £8050. It took me having 2 jobs and some serious discipline but during the whole time I actually felt like I had more money as I knew where it all was.

ANY OF YOU CAN DO IT!!! I PROMISE! :j

If anyone feels stuck or needs a boost or some advice (not professional but just from someone that has been there) then send me a message
Overdraft (0%interest)- [strike]£1100[/strike][STRIKE] £100[/STRIKE] [STRIKE]£60[/STRIKE]
Bank Loan (7% interest) [strike]£6107 [/strike][STRIKE]£2368[/STRIKE][STRIKE] £1490 [/STRIKE]
Mastercard (0% interest)- [strike]£4063[/strike][STRIKE]£2900[/STRIKE] £0!!!!!
:rotfl::rotfl::rotfl::rotfl::rotfl:
DF Roll of Honour #659
«1

Comments

  • :beer: Just wanted to say well done, it must feel amazing to know you don't owe a penny!!!
    [STRIKE]£49,129[/STRIKE] [STRIKE]£[/STRIKE][STRIKE]43,012 [/STRIKE] [STRIKE]£42,209[/STRIKE] [STRIKE]£40,823[/STRIKE] [STRIKE]£39,866[/STRIKE] [STRIKE]£25,960[/STRIKE]£21,338 _party_
    Longhaul supporter #313 (!) days until DFD :j
  • miketaff1408
    miketaff1408 Posts: 351 Forumite
    Part of the Furniture Combo Breaker
    Well done!!! :beer:

    And I bet you will get as much satisfaction from lurking on the boards and helping others achieve what you have done.
  • Rikki
    Rikki Posts: 21,625 Forumite
    :T Well done.
    £2 Coins Savings Club 2012 is £4 :).............................NCFC member No: 00005.........

    ......................................................................TCNC member No: 00008
    NPFM 21
  • Mort
    Mort Posts: 552 Forumite
    Part of the Furniture 500 Posts Photogenic Combo Breaker
    Congratulations.

    You may wish to add yourself to the Debt Free Roll of Honour.
    Proud to have dealt with my debts, became debt free on 03/11/2011. Repaid £54,723.41 LBM May 2006.
    Debt Free Roll Of Honour #504
    Mortgage Free from October 2019
  • yaysmilesa-smiley.gif Well done you!!!! one day that'll be me writing that sort of message on here :)
    DEBT FREE AND PROUD:D
    'Better to remain silent and be thought a fool than to speak out and remove all doubt'
  • Well done northernfly, that is an amazing achievement in that time scale. You should feel so proud :T
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • ben80
    ben80 Posts: 106 Forumite
    Well done!! I think you should finish the bottle!
    LBM - 11/08
    DMP - 12/08 - £37,255
    DFD - [STRIKE]03[/STRIKE] 02/13 - [STRIKE]£6,454[/STRIKE] £3916 to go! (Unless my PPI & FOS claims are upheld, then it'll be earlier!)
  • LondonGirl252
    LondonGirl252 Posts: 1,983 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    :beer: Well done! It's reading these posts that help keep me going. Enjoy your new debt free life!
    Santander 0% £1,529.94
    Sainsbury's 0% £4,371.31
    Total 0% £5,901.25
    AIM: Pay off debt & simultaneously save for deposit to buy a house by Oct 2020.
    Mar Challenge: Stay within groceries & eating out budget.
  • ferry
    ferry Posts: 2,016 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Please pop in now and again to share your valuable experiences with those who now need it most.


    Well done
    Ferry x
    :j
  • Mort wrote: »
    Congratulations.

    You may wish to add yourself to the Debt Free Roll of Honour.

    Thanks Mort :O) Have added myself now- never thought it would happen!! :D:D
    Overdraft (0%interest)- [strike]£1100[/strike][STRIKE] £100[/STRIKE] [STRIKE]£60[/STRIKE]
    Bank Loan (7% interest) [strike]£6107 [/strike][STRIKE]£2368[/STRIKE][STRIKE] £1490 [/STRIKE]
    Mastercard (0% interest)- [strike]£4063[/strike][STRIKE]£2900[/STRIKE] £0!!!!!
    :rotfl::rotfl::rotfl::rotfl::rotfl:
    DF Roll of Honour #659
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.3K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601.1K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.