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15 working days to complete....
Sheep
Posts: 219 Forumite
Hi all
My mortgage offer came through the post yesterday which is great. The only problem is the application is only valid till 20th July and they wont extend even for a day. The lender has instructed the solicitor and i received the docs to sign and send back to the solicitor today.
My question is whether the solicitor has time to do all their bits n bobs before 20th July? I am sending everything off to them tomorrow. The solicitor is Barnetts solicitors.
Should i call them and make them aware of the deadline straight away or should i stop worrying and let them get on with it?
15 working days just seems tight.
Thanks guys
My mortgage offer came through the post yesterday which is great. The only problem is the application is only valid till 20th July and they wont extend even for a day. The lender has instructed the solicitor and i received the docs to sign and send back to the solicitor today.
My question is whether the solicitor has time to do all their bits n bobs before 20th July? I am sending everything off to them tomorrow. The solicitor is Barnetts solicitors.
Should i call them and make them aware of the deadline straight away or should i stop worrying and let them get on with it?
15 working days just seems tight.
Thanks guys
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Comments
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Forgot to add this is for a remortgage0
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It is very doable with a decent solicitor but Barnetts are not great in my experience. Keep on at them and make sure they are aware of the deadline on day 1.
Is the property leasehold or freehold? Suggest they take indemnity policies as required for speedI am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Hi GMS. It's a standard freehold. What's an indemnity policy please?0
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Policies can be put in place rather than do searches. Speeds things up.
Barnetts should send you a letter with a contact name. Ring them as soon as you get it and explain the urgency.
I assume Barnetts were a free legals from the lender?I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Yeah thats right. The lender didnt seem too worried and said it should be done by then but it doesnt stop me worrying!
I do have a name and contact details. I'll call her 1st thing on Monday0 -
15 working days is more than enoughThe J is a Financial Advisor-This site doesn't check anyone's status and as such any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Always seek professional advice.0
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Thanks The J. My current mortgage is with a lender called Future Mortgages and as they have now closed to new business it seems impossible to talk to them. This makes me wonder how quick the solicitors will get a redemption figure out of them. On the form it asks for FM account number and name but not their address. How would they go about making contact?
Really appreciate your help0 -
They will be extremely keen to get rid of you you would hope so that side of the business will be on the ball.The J is a Financial Advisor-This site doesn't check anyone's status and as such any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Always seek professional advice.0
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Thanks J. Got my fingers crossed!0
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