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Advice please
typical_blonde
Posts: 75 Forumite
Two questions:
1. We are in good order with our mortgage, however we have a secured loan with another company which is in arrears. We are paying it off, but they keep raising the interest, almost every time we ring to pay, they change the amount etc. They are threatening to repossess - can they do this, without the agreement of our mortgage company? The paperwork describes the loan as a "mortgage" but they say it is a "secured loan".
2. On the latest statement from the "secured loan" company, there was a sum of £42 for a "drive by valuation", as I have paid for this valuation am I entitled to a copy of it?
Many thanks to anyone that can help.
We are gradually dragging ourselves out from under, but this particular company keep putting their foot on our heads!
1. We are in good order with our mortgage, however we have a secured loan with another company which is in arrears. We are paying it off, but they keep raising the interest, almost every time we ring to pay, they change the amount etc. They are threatening to repossess - can they do this, without the agreement of our mortgage company? The paperwork describes the loan as a "mortgage" but they say it is a "secured loan".
2. On the latest statement from the "secured loan" company, there was a sum of £42 for a "drive by valuation", as I have paid for this valuation am I entitled to a copy of it?
Many thanks to anyone that can help.
We are gradually dragging ourselves out from under, but this particular company keep putting their foot on our heads!
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