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hindsight
maccerz
Posts: 7 Forumite
OK good news, I’ve just paid off the balance of my credit card which took 1 year to clear £1500 :j...now there is just a matter of the £5k loan over the next 1.5 years. 
The crazy thing is, is that it takes 'minutes' to go through the process of agreeing a debt policy (loan or credit card etc), it then sadly takes literally 'seconds' to get into debt, yet it takes a really, REALLY long time to clear it...CRAZY! Why do we do it? I guess for a variety of reasons, but I would suggest for the DFW's is to do anything to clear your debts, save up and pay with your own real hard earned cash for those inexpensive things you 'need' and always continue to save and not to live beyond your means. I know, I know "easier said than done". Good luck to all, take care, work hard, enjoy earning your money and saving up for something wondrerful.
The crazy thing is, is that it takes 'minutes' to go through the process of agreeing a debt policy (loan or credit card etc), it then sadly takes literally 'seconds' to get into debt, yet it takes a really, REALLY long time to clear it...CRAZY! Why do we do it? I guess for a variety of reasons, but I would suggest for the DFW's is to do anything to clear your debts, save up and pay with your own real hard earned cash for those inexpensive things you 'need' and always continue to save and not to live beyond your means. I know, I know "easier said than done". Good luck to all, take care, work hard, enjoy earning your money and saving up for something wondrerful.
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Comments
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I've thought this so many times over the last few weeks. How we've got into debt buying literally !!!!! things we don't need and a lot of it we no longer even have!!
DEBT FREE AND PROUD
'Better to remain silent and be thought a fool than to speak out and remove all doubt'0 -
Oh and well done
on clearing a debt!!!!! 
DEBT FREE AND PROUD'Better to remain silent and be thought a fool than to speak out and remove all doubt'0 -
Hey well done on bashing one debt down to a big fat 0.
On the other thoughts - I've learnt there are big differences between 'need' and 'want'!
SAAC0 -
Well done! and I couldn't agree more with youGetting back on the Wagon after falling with a thump!
Total Debt 31/11/13 = £20,341.05
1 debt v's 100 days 14 £24/£300
SPC #1108 Challenge 6 £63.760 -
Congratulations. Good luck with the loan.
I've often wondered what I was thinking when I was running up debt. It's just ridiculous really...Debt in 2008 - £26000 Current debt - £59490
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