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Can you cash a cheque that's a couple of years old?
determinedchrissy
Posts: 14 Forumite
A quick query for all you experts out there 
I think that I have a cheque from a previous job squirreled away somewhere in the house. Problem is, it will be a couple of years old, will I still be able to bank it - providing I manage to find it in the first place? TIA
I think that I have a cheque from a previous job squirreled away somewhere in the house. Problem is, it will be a couple of years old, will I still be able to bank it - providing I manage to find it in the first place? TIA
Determined to get out of debt - all offers of moral support and advice gratefully received 
0
Comments
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Nope, sorry but afraid they have to be drawn within 6 months from the date they were issued.
You could try getting it re-issued but may struggle after this length of time.Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
As above - 6 month rule
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The company that issued it should have picked this up and contacted you when their books didn't balance. Are they still in existence?Who having known the diamond will concern himself with glass?
Rudyard Kipling0 -
rising_from_the_ashes wrote: »Nope, sorry but afraid they have to be drawn within 6 months from the date they were issued.
You could try getting it re-issued but may struggle after this length of time.As above - 6 month rulePlutoinCapricorn wrote: »The company that issued it should have picked this up and contacted you when their books didn't balance. Are they still in existence?
Carp - I thought that might be the case. If I find the cheque I'll give the company a call and see if it can be reissued - worth a try anyway.....Determined to get out of debt - all offers of moral support and advice gratefully received0 -
What a bum
DEBT FREE AND PROUD'Better to remain silent and be thought a fool than to speak out and remove all doubt'0 -
A couple of years ago I banked some cheques that were approaching the six month limit (they had been lost and found). As I was chatting to the cashier I mentioned that is was a good job we found them before they hit the six months and she said that the six month rule wasn't actually a rule at all and cheques can be banked after that time.
No idea if things have changed since then, or whether she was even correct, but that's what I was told.No trees were killed to send this message, but a large number of electrons were terribly inconvenienced. - Neil deGrasse Tyson (@neiltyson)0 -
A couple of years ago I banked some cheques that were approaching the six month limit (they had been lost and found). As I was chatting to the cashier I mentioned that is was a good job we found them before they hit the six months and she said that the six month rule wasn't actually a rule at all and cheques can be banked after that time.
No idea if things have changed since then, or whether she was even correct, but that's what I was told.
Useful to know - I'll definitely need to find it and see how I get onDetermined to get out of debt - all offers of moral support and advice gratefully received0 -
I think it may depend on the company. I banked a cheque rebate from a phone company and a premium bond win after 14 months and both went through OK.
The cashier said it was worth a try and if not I could write to the company so I noted the details from both cheques before handing them over
aims for 2014 - grow more fruit and veg, declutter0 -
I thought Premium Bond cheques had printed on them that they were not valid after 3 months?0
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