HSBC Graduate Loan

2cool4school

Hi All,

I took out a graduate loan from HSBC in 2006. At the time the they had an offer on whereby the interest on the loan would be paid back to me once the loan had been paid off. The loan is due to end in September, I contacted HSBC who asked me to come into the branch with my loan agreement form. The problem is I cannot find it. Does anyone know what I can do from here? Will they refuse to pay me the money?

Any help would be appreciated

National_Debtline

Hi there

You can request a replacement copy of the agreement under the Consumer Credit Act - it will cost you a £1. The template below can be used.

(Your home address)
___________________
___________________
Date: ___________________

To: ________________
___________________
Dear Sir/Madam
Account No: _____________________________
With reference to the above agreement, I/we would be grateful if you would send me/us a copy of this credit agreement and a full breakdown of the account including any interest or charges applied. I/we understand that under the Consumer Credit Act 1974 [sections 77-79], I am/we are entitled to receive a copy of any credit agreement and a statement of account on request. I/we enclose a payment of £1 which represents the fee payable under the Consumer Credit Act 1974.
I/we understand a copy of any credit agreement along with a statement of account should be supplied within 12 working days.

I/we look forward to hearing from you.
Yours faithfully
(Your signature)

2cool4school

National_Debtline_representative wrote: »

Hi there

You can request a replacement copy of the agreement under the Consumer Credit Act - it will cost you a £1. The template below can be used.

(Your home address)
___________________
___________________
Date: ___________________

To: ________________
___________________
Dear Sir/Madam
Account No: _____________________________
With reference to the above agreement, I/we would be grateful if you would send me/us a copy of this credit agreement and a full breakdown of the account including any interest or charges applied. I/we understand that under the Consumer Credit Act 1974 [sections 77-79], I am/we are entitled to receive a copy of any credit agreement and a statement of account on request. I/we enclose a payment of £1 which represents the fee payable under the Consumer Credit Act 1974.
I/we understand a copy of any credit agreement along with a statement of account should be supplied within 12 working days.

I/we look forward to hearing from you.
Yours faithfully
(Your signature)

Brilliant, thank you so much!