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Go TEAM GB July NSD Challenge

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  • deep_in
    deep_in Posts: 247 Forumite
    Day 8 for me please finally spend money yesterday needed shopping and petrol but back to NSD for the week now :j
    water £82.00 Totally Paid June 2012, vanquis £290.00 Totally Paid July 2012, e.on £300.00 £189.00 Paid Sep 2012, Scott and co. £989 £918 Paid Oct 2012, s/p £400.00 £295 Dec 2012, o/d £2,000.00 Dec 2012, rent £1,600.00 Jan 2013, mum £1,500.00 £1,400.00 Feb 2013
    £6,402
    Second purse #64 £2.30/£220
  • Heres todays round up :D


    spoony - well done for NSD 8 :j:j:j good luck for Thursdays NSD :)

    ems - well done for NSD 8 :j:j:j Glad you are feeling better x

    Dragon - well done for NSD 5 :j:j:j great going, keep it up :)

    Nellie - well done for NSD 1 :j:j:j you’ve got one more NSD than me and I don’t have an excuse :D

    MROK - well done for NSD 6 :j:j:j great going, keep it up :)

    stripy - well done for NSD 6 :j:j:j great going, keep it up :)

    rising - well done for NSD 3 :j:j:j thanks, rising, I hope they will come too :)

    red - well done for NSD 6 :j:j:j ohhh, lucky you going to Edinburgh :D

    sf - well done for NSD 3 :j:j:j great going, keep it up :)

    deep in - well done for NSD 8 :j:j:j wow, you’re doing really well, keep it up :)

    And hello to :

    iwtgoh - freeby will put you down for 10 NSD’s when she is back from her holibobs, it won’t be for a few days though, so don’t be surprised if you are not on the front page for a while :)

    poohbear - freeby will put you down for 15 NSD’s when she is back from her holibobs, it won’t be for a few days though, so don’t be surprised if you are not on the front page for a while :)


    Still waiting for my first NSD.......!
    Be the change you want to see in the world - Gandhi
    OU - DD100 (P :)), DSE141 (D :j), DSE212 (P :)), ED209 (02/12), DXR222 (07/12) SD226 (02/13)
  • Redouble
    Redouble Posts: 468 Forumite
    Have NSDs 5 & 6 and on 4 in a row :)
    NSDs 7/20
    Make £10 a day £403.74/£310
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    Heres todays round up :D
    Thanks for the fab roundup LMH :T:T:T:A

    spoony - well done for NSD 8 :j:j:j good luck for Thursdays NSD :)

    Thank you. I nabbed NSD no 9 very unexpectedly today, so I'm very chuffed :D:D:D:D

    That's it now for a couple of days, hopefully no 10 should be Friday.
    Still waiting for my first NSD.......!

    You can do it..... we're all behind you :)
    :) The time you enjoy wasting is not wasted time :)
  • Frodobaggins
    Frodobaggins Posts: 969 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Monday was NSD#7.
    DFW Nerd 1394.
    Total Debt Paid £38109.29/ £40259.24.
  • Fae
    Fae Posts: 664 Forumite
    I got NSD 5 yesterday:j

    already a spendy day today but high hopes for tomorrow

    Fae
    LBM 29/10/2013 £14,218.00 As of 13/04/2014 £6477.00
    Paid 54%
    3 months to go 13 weeks
    DFD 28th August 2014
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Afternoon all :hello:

    Got my 6th NSD thank you :A

    This made me smile today :dance:


    457512_orig.jpg
    "If wishes were horses, then beggars would ride"
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    2ym65q8.gif
    Hi lovely NSD gang:A
    As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
    Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.



    Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

    NO SPEND CHALLENGE.

    1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
    Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
    2. It is NOT a race!
    We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way wink2.gif
    3. Most important of all, WE..DO..NOT..FAIL!
    Sometimes we can't quite reach our Target, but that is fine :) Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.


    OK, an idea of how some of us do things.
    1. What you will or will not include as a 'Spend'.
    Some people are doing other Challenges too, & don't include the money spent on those for this one.
    Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch sport-smiley-003.gif & have been l-o-n-g time Nsders so don't panic :p
    Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet :(
    Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
    General thoughts on €bay sales is the buyer has paid P&P so no cost to you :D
    2. It takes Time to reach mega-numbers!
    The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline action-smiley-076.gif
    It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..
    let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one ;) (**mine's jam jars for windows, milkman & a bit towards the bills!)
    3. Any day the money stays in your pocket is a bonus!
    If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile :D

    We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club :D The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained :o

    And Remember;
    there are no silly questions, so don't be afraid to ask us anything!
    "If wishes were horses, then beggars would ride"
  • LondonGirl252
    LondonGirl252 Posts: 1,983 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Thanks for all the updates guys... I'm totally stuck on 2 this month just been small spends everyday!!

    Yesterday was spendy as I went... on a date :D
    Today was spendy because I bought painkillers
    Tomorrow will be spendy as it's exam results day and I'll either be celebrating or drowning my sorrows!
    Friday is spendy as I'm going out with the date again :D
    Saturday and Sunday are spendy as I'm going to stay with a friend for the weekend!

    GAHHHHH next week must improve!!!!
    Santander 0% £1,529.94
    Sainsbury's 0% £4,371.31
    Total 0% £5,901.25
    AIM: Pay off debt & simultaneously save for deposit to buy a house by Oct 2020.
    Mar Challenge: Stay within groceries & eating out budget.
  • jaffacakegal
    jaffacakegal Posts: 468 Forumite
    Thanks for all the updates guys... I'm totally stuck on 2 this month just been small spends everyday!!

    Yesterday was spendy as I went... on a date :D
    Today was spendy because I bought painkillers
    Tomorrow will be spendy as it's exam results day and I'll either be celebrating or drowning my sorrows!
    Friday is spendy as I'm going out with the date again :D
    Saturday and Sunday are spendy as I'm going to stay with a friend for the weekend!

    GAHHHHH next week must improve!!!!

    How did it go?!

    I know how you feel with the small spends, too difficult to get organised sometimes!

    Finally managed NSD 4 yesterday!

    JCG xx
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