Go TEAM GB July NSD Challenge

Frodobaggins

solventsoon wrote: »

Hi Frodo, thank you :A
I'm fine, thanks, busy as always.... How about you, did you enjoy your hols (probably seems ages ago now )

I did thanx, I spent a lot of quality time with my Dad. Seems like forever ago now though.

Frodobaggins

NSD #1 for me yesterday.

freebyfifty

Good Morning

The first update of July Lets hope the sun comes out very very soon :mad:


Well done to everyone who got their first NSD on the first day of the month.


Abundant – Welcome. I’ll put you on the front page.

Badger – Excellent start with NSD #1. :T Ohhhhh chocolate, I remember that.:)

Bottleofred – NSD #1 for you. :T Well done for getting off the mark so quickly.:)

Dragon – And you’re off with NSD #1. :T Great start.:)

Fae – You’re off the mark with NSD #1. :T Well done.:)

Frodobaggins – NSD #1 in the bag.:T Well done.:)

Kerri gt – Well done on getting NSD #1 :T and I’m glad you had a quieter day. Some days you are like a whirlwind.:)

KissyKaren – NSD #1 in the bag. :T A brilliant start.:)

Oodnood – Well done on getting that first one,:T they’ll come rolling in now.:)

Pip’s mum – Well done for capturing NSD #1. :T I hope your little one is okay.:)

Redouble – Well done on NSD #1 :T and even weller done on getting OH on board too.:rotfl:

Spoony – NSD #1 and you are back at it. :T Your day sounds much like mine, I had a cupboard cleaning frenzy.




And hello to

Beanielou – I’m glad you all had a nice day.:) Next time I might drive up to meet you all (if that's okay )

Emsloves- Paying the rent is always a good thing. :T

LondonGirl – How healthy are you??? Good luck for the next couple of days, hope you get the NSDs you’ve planned.

Marmite – Hope you enjoyed your day out. Where is summer??? I have a feeling we had it in May. :mad:

Rising – I’m jealous of your purse. And your birthday money is supposed to be spent on you so no need to justify.:)

freebyfifty

NSD #1 for me yesterday.

I am hoping for a week of them before I go away next weekend :T



Have a great day

Munchin

Morning all

I survived the challenge last month:D. I'm going to go for 10 NSDs this month. Thanks

brummiebabe

Can I declare yesterday as NSD 1 please?? Today will be a spend day as I'be got to get DH an Anniversary card;)

rising_from_the_ashes

I'm not expecting to get any this week TBH:o

I'm on hols and ..... it's absolutely chucking it down outside:( - already onto my 2nd set of clothes as got soaked taking Maisie for her morning walk. (I really need to try to find my waterproof trousers - think I "tidied" them away somewhere a few weeks ago thinking it was summer:rotfl:).

So .... what to do with myself - I must do a bit of decluttering as running out of storage space again which is a sure sign I've been stuffing drawers rather than throwing out :rotfl:.

I'm tempted to go to Home Bar*gains - it's my "stock up" month for toiletries / household stuff and I'm into my last pack of loo rolls:eek: - and I could then pop to I*kea & Pets @ Home as DM wants a couple of things & I'm going to see her tomorrow, (shall have to try very hard in both places to stop things for me from accidentally falling into the trolley!:o)

Happy Monday all!

beanielou

Freebyfity~Would be great to see you too
it only took me 50 mins on the bus which was good.
I took my car to our local P & R.

mummy2threeboys

NSD 1 for me yesterday , today i will be spending some money as i need a zip for a dress im making and my sons drawers need new runners and those savers to stop the bottoms falling out. Ive transfered £11 from paypal so hopefully they will come in as a neutral spend day lol. Have a great week all xx

IF

freebyfifty wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!