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Gym Membership CCJ Worry
freddy911
Posts: 555 Forumite
I joined a Gym at christmas as they had an offer on for a free month trial then £27 per month. I used the free month and paid for one month extra use then canceled the membership as I decided it wasnt worth it. 6 months later I am being called by a credit collection agency for my unpaid fees, so i fished out the agrement and notice the form has writen on it that I cannot cancel before december 2012. I was never told this when I signed up and the form was blank when i filled it in signed it and handed it back only then did they write on that I have subscribed to a minimum term so im refusing to pay as I belive I was misslead. The thing that worries me is the prospect of a CCJ. Firstly they have only called me they have never sent any letter to my address, can they get a CCJ against me without first writing to me? secondly I read that if you pay a CCJ before the court date or within 28 days of the Judgment then it does not get recorded is this true?
Thanks
Thanks
0
Comments
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Hi Freddy, think you may get more replies on the DFW board tbh
The Debt-Free Wannabe Board - Click here
Best wishes
If...x"If wishes were horses, then beggars would ride"
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I think there has been a ruling outlawing these gym memberships plans, I see if I can find details for you.
here you go
http://www.oft.gov.uk/news-and-updates/press/2011/60-11
and
http://www.moneysavingexpert.com/news/family/2011/05/thousands-can-cancel-gym-contracts0
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