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How to work out yields?

Hello all. Can anyone tell me how to work out the 'yield' on a property which is mortgaged and let? I'm trying to find out what the yield is on a property worth £35k, mortgage £22K with a rental income of £400 pcm. I think its 20% but that seems very high? Oh yes and just asking as trying to discover if the mortgage would be considered a debt or the rent an income if making a mortgage application for a residential home.

Comments

  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Gross Yield £400 *12 = £4,800 per annum rent.

    £4,800 divide by £35,000.

    = 13.71%.

    Net yield is calculated after deduction of all costs and expenses.
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