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Third Party Debt Order
stressedindebt
Posts: 19 Forumite
Long story but I'll try to keep this short, I bought something from a company which turned out to be faulty. I reported this and the company said they would take it back but then went back on this and took me to court for unpaid money instead. I sent in the evidence that they had agreed to take it back (I couldn't attend court as I have health problems and cant leave the house most days) but my evidence was ignored and they got a CCJ against me (now around £1000 with charges). What worries me now is that they might try to take a third party debt order against me (I've read about this online)or make me bankrupt?
I'm not employed and am on a small amount of benefit which just covers my living costs, I have about £50 in my savings account for a rainy day but thats it. Can they get a third party debt order againts me? woud I even know? and would I have to go to court to tell them about my money even with my health problems? (this is making me feel sick already at the thought!)
I'm going to try and get the judgement set aside. but in the meantime, I'm panicking!
Thank you
I'm not employed and am on a small amount of benefit which just covers my living costs, I have about £50 in my savings account for a rainy day but thats it. Can they get a third party debt order againts me? woud I even know? and would I have to go to court to tell them about my money even with my health problems? (this is making me feel sick already at the thought!)
I'm going to try and get the judgement set aside. but in the meantime, I'm panicking!
Thank you
0
Comments
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anyone know about third party orders? I'm assuming they can't get one if they don't know my bank details? which they would have to take me to court to get... is this a likely option, someone told its mainly used for things like CSA
Thank you!0 -
:wave: I'm not sure
but didn't want to read and run. Hopefully someone will be able to shed a little more light on it for you..... DEBT FREE AND PROUD
'Better to remain silent and be thought a fool than to speak out and remove all doubt'0 -
What proof do you have the item is faulty ?Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0
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I have the broken item, inspected by the company and in writing from the company (I insisted) that they has inspected it and would arrange collection - which they went back on after ignoring me for weeks and left out of their evidence. I included it in mine and it was ignored0
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