Which cards do not charge for BT's?

smartsaver

I no longer know so would be grateful if someone else would start the ball rolling....

Having said that the trusty EGG is still free....

Chadsman

I have just done a BT from a Morgan Stanley Leeds & Holbeck card with no fee. :j The most I was allowed was 87% of credit limit :rolleyes:
(£4350 on a credit limit of £5k).

Reaper

As far as I know these are still free:

LLoyds TSB Create Card
More Than (run by Accucard, also part of LLoyds TSB)
First Direct and HSBC
Coop

Reaper

And you can add Virgin to the list after Martin's post. Particularly good as it's an SBT card.

moolah_2

Marbles too I think. 0% for 6 months and BTs are free anytime so far as I know.

Smitty

It's been a while since Ive been on these boards... I cooled down my stoozing operations due to a pending mortgage application.

Is it really this bad now? Only the above listed cards not charging BT fees

QuidProQuo

I jumped on the Capital One 18 month 0% card and I am certain they don't charge for balance transfers, I checked through all the terms and found nothing

Martin probably doesn't show them on his list because he is showing the longest deals available and C1 only offer 6 months at 0%

They used to tell you all the ins and outs of every card on the market at http://www.about-credit-cards.co.uk

Hanoijane

Scottish Widows (Lloyds TSB) do not charge for initial promotional BT. You can also earn 1250 rpoints when you apply. I am not allowed to tell you what an rpoint is, but I suggest that if you google you may be able to find out.

jax_3

Virgin do not charge for bt's at the moment, although they mention it in their terms & conditions. Can't use card to transfer free to banks though (for overdrafts etc.), need to use the credit card cheque or cash advance facility, both charging 2% of amount transferred.

Fairwinds

The terms and conditions on the leaflet of the Capital One 18 month 0% deal, do say you will be charged 2% upto a maximum of £50 (condition 10, financial and related particulars).

However, after I applied and spoke to customer services they said they would not be charging me for a balance transfer.

johnllew

Hanoijane wrote:

Scottish Widows (Lloyds TSB) do not charge for initial promotional BT. You can also earn 1250 rpoints when you apply. I am not allowed to tell you what an rpoint is, but I suggest that if you google you may be able to find out.

You can find details of this offer here: http://forums.moneysavingexpert.com/showthread.html?t=4813