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Advice on letter from equidebt please
Comments
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yes. as when recording a default the date must be an accurate representation of the account history. in other words any default from a debt from 2003/4 would have expired from your credit report even if it ever existed. if they try to put a more recent one that would be a breach of the data protection act and you could complain to have it removed. can take a while but you could get it off. also possible in theory to take court action to get it removed.0
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nottoolate wrote: ». if they try to put a more recent one that would be a breach of the data protection act
Which section ?Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0 -
Which section ?
schedule 1 part 1 principle 4 "Personal data shall be accurate and, where necessary, kept up to date." for starters
and arguably principle 5 "Personal data processed for any purpose or purposes shall not be kept for longer than is necessary for that purpose or those purposes."0 -
So none then....Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0
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no. some then. :P
a recent default on an old statute barred debt would be a breach of principle 4. also a breach of principle 5 as it would be extending by unfair means the length of time that data was processed by the cras0
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