Monday 25th June - What small DFW things will you do today?!?

Sunshine22_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important! :money:

Sunshine22_2

Good Morning all!

Hope all are well.

Todays plan:

* Sign and send off mystery shopping agreement
* Rummage for a box to put items for MM in
* Look in to selling books (?eBay - anyone any better suggestions?)
* Check bank
* List three more items on eBay
* All meals from stores
* Submit meter reading

I think that's about it for today!!

S x

determined_new_ms

Morning sunshine thanks for starting us off! God feel soooooooooooooooo tired today and have to go to court later this afternoon. Just hope this coffee does its job!

Mangaged a NSD yesterday :eek: virtually unheard of for me!

Things for today:

• list 3 things on ebay
• checked banking
• made payment to cc
• check onepoll
• all meals from stores
• check thru fridge later to make sure nothing expires
• record anything I spend in my diary
• hang up washing!
• early night!

ok that's all. Happy Monday everyone x

bt1

Morning! Thanks for starting Sunshine!

I need to get back onto this site, been bad the past few weeks- but it's payday on Thursday do hoping to start afresh!

List:
- also need to print and sign the mystery shopper agreement
- check bank
- check cc
- LSD- haven't for any lunch with me do going to find something cheap
- need to call vanquis, they told me my account had been closed, but I got a statement over the weekend showing a £3 credit
- check one poll
- work hard to make the day go quick!!
X

Wannabe01

Good morning everyone, It’s a lovely sunny day here today, long may it continue as the kids get their hols on Thursday.
Sunshine22 – Thanks for starting us off this morning. I find Green Metropolis is a good place for selling books.

My list for today:
[STRIKE]Walk ds to school [/STRIKE]
[STRIKE]Catch up with emails[/STRIKE]
[STRIKE]Check online banking[/STRIKE] Bank has still not sorted its problems.
[STRIKE]Phone bank regarding an update on the problem[/STRIKE]
[STRIKE]Phone loan company, as I can’t pay money off my loan due to bank problem[/STRIKE]
[STRIKE]Check and water the plants[/STRIKE]
[STRIKE]Collect up washing and do full loads[/STRIKE]
[STRIKE]All meals from stores[/STRIKE]
[STRIKE]Surveys and One Poll[/STRIKE]
:)Clean the kitchen and bathroom
[STRIKE]Do some studying[/STRIKE]
[STRIKE]Take dd for a walk and collect ds from school[/STRIKE]
[STRIKE]Check Mr A price guarantee[/STRIKE] £1.50 in vouchers
[STRIKE]Sort meal plan for this week[/STRIKE]
[STRIKE]Sort tester paperwork[/STRIKE]
[STRIKE]Try and retain a positive frame of mind, today is the start of me being at home full time. [/STRIKE] Managed just
:)Do website reviews Work in Progress
:)Do some of the ironing pile
:)Check freebies thread
[STRIKE]Have a look at long-term budgets[/STRIKE]

I think that is everything for today, Hope everyone has a good Monday x

La_escocesa

Hi everyone :hello:

I'm trying not to get stressed out with what I know will be a stressy week at work… Thinking about the positives - 'tis payday; I got paid extra this month because they calculated my benefits wrong last month; I'm getting a bonus next month (and maybe overtime this weekend).

Thanks for starting us off Sunshine and thank you so much for voting for little Bok Thanks also DNMS (and for the dog walking offer ) and to the Zigster Yay! I really wonder if we could win - would be amazing.

If anyone else would like to vote for my lil puppy, please please please vote 'like' on this pic here:
http://www.facebook.com/photo.php?fb...type=1&theater

If he gets the most votes he wins a new dog bed - Money saving in action!

V appreciated

Here's my small things:
Walking to/from work
Leftovers for lunch
Free tea in work
Got two free elastic bands with my asparagus
Got MOC for a box of tea bags
Planted herbs in our windowbox - think herbs are esential for making cheaper ingredients tasty tasty
Made my own brannock bread - rustic flat bread recipe using just flour, baking powder, sugar, salt and water - ok, a bit doughy, but the fresh thyme I added helped Going to experiment with mixing in cheeses, other herbs, onions - I'm thinking posh focaccia-style…
Remembered I had US$47 lying around - might see about getting that changed.

La_escocesa

Hope things go ok at court DNMS. I'm sure the coffee will kick in soon. Xx

determined_new_ms

La_escocesa wrote: »

Hope things go ok at court DNMS. I'm sure the coffee will kick in soon. Xx

Its not for me! Trying to gain possession from a anti-social tenant! Thanks though :A

Barbeduk

Morning all, another cloudy day here but I'm sure summer will start soon!:cool:


La escocesa, have liked. That is one cute pup! I used to have a chocolate lab, he was gorgeous and very stubborn!

This is what I've been up to:

applied for a Halifax reward account to play money go round with.
picked up dad's jacket, keys and phone that he'd left at the hospital last week. Only 15 mins free parking so had to run to ward and back, up 4 flights of stairs!!
washing done, will hang out and keep fingers crossed.
tooth infection finally gone so no more expensive trips to the dentist.
went out sat night, drank tonic water a lot of the night so came home with cash which I have left in going out bag as a nice surprise for the next time!
did a quick shop for necessities but only bought what was on list. Walked to stop me getting tempted by the offers.

Hope everyone has a good week.:D

La_escocesa

determined_new_ms wrote: »

Its not for me! Trying to gain possession from a anti-social tenant! Thanks though :A

I didn't think it would be for you for one min, my dear - just imagine either way it's not going to be the most fun day out

mummybearx

Well I need to do something dfw today!

So far have been on swagbucks all morning, just had lunch (soup I made at home yesterday)

Been to MrA's to get potatoes and some veg. Even though I swore on Friday we were having another No Supermarkets for a Week. Can't cook dinners without some veg though...

I was given £100 on Friday which I was going to pay to the CC. Ended up buying a new carpet for our hall and stairs (really needing replaced after our puppy started peeing on the top landing ) We bought paint and gloss as well, will be great to get the hall finished but I do feel guilty that I didn't spend it on debt repayment....

x