We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

AD day what happens now?

Hi all Its been 1 whole (very quick year) and today is my aniversary for when we did the deed.
When will my name drop off I have check this morning but im still on the reg will this happen tomorrow?

Am I free to do ad I wish now and just worry about my IPA untill that is finnished?

What do I do and were do I go am I really free??:j


Thanx all this forum had been a god send thankyou all for your help along the way I couldnt of done it without you all!!:beer:

Comments

  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    You stay on the Insolvency Service online register for 3 months after your discharge, and then it is removed.

    Until that, if you click on your surname in blue in the search results, you will see that your status says "discharged on x/y/z date".
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Free? In most practical senses you could say so.

    If the OR/trustee ever has issues/queries regarding your former estate, then you are still obliged to cooperate with them. If you suddenly find out about an asset that you became entitled to before you were discharged, then you should still declare it to them.

    And of course the IPA.

    But apart from that, mostly yes, you can do as you wish.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • Wow thankyou I will be back soon about how to clean up my file in a few months its been a long road but the light at the end is getting bigger!!

    Thank you x
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Hi tiredofworrying, Congratulations on your AD :beer

    Best wishes
    If...x



    congratulations_graphics_07.gif
    "If wishes were horses, then beggars would ride"
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.3K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.1K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.