Friday 22nd June What small DFW things will you do today ?!?

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important! :money:

Morning guys me again! Yay to Friday's :j 7 hours till the weekend :beer:

Things for me today:

• [STRIKE]checked banking[/STRIKE]
• [STRIKE]made cc payment[/STRIKE]
• [STRIKE]vsp & update sig[/STRIKE]
• [STRIKE]use free bagette & ham given to me at the shop yesterday for lunch![/STRIKE]
• all meals from stores
• [STRIKE]check onepoll[/STRIKE]
• check cc statement
• [STRIKE]swap tesco vouchers for rewards[/STRIKE]
• stick to diet

that's all I can think of! Better start getting ready! Hope you all have a great day x

slowlyfading

Morning! :hello:

Today:
- I have brought my lunch from home
- I have checked online banking and moved some money to savings
- I will go on the exercise bike when I get home
- All meals are from stuff we have in

Have a good day everyone! it's Friday :j

SinSTAR360

Good morning all! :j

Today I shall be...

1. Having a 'No Spend Day'.
2. Eating a packed lunch from home instead of going to the canteen at work.
3. Driving my car as economically as possible.
4. Drinking More Water! (Saves on Coffee expenses!).
5. Checking all credit/OD balances and update my debt spreadsheet.

Looking forward to the weekend and a massive lie-in tomorrow!

Hope everyone has a lovely rest!

PurpleFairy26

Morning all

Happy wet Friday everyone am working from home today so have an opportunity for a few extra things:) today I will:
Check banks, update spreadsheet, try and make small overpayment to loan if I can
Washing on, dry inside
Meals from stores
Make some ciabatta in breadmaker for tea
Pick up sisters Christmas pressie from JL I bought in sale
Go to HB for toilet rolls, toothpaste and other cheap toiletries I need and can stockpile. Park outside shop if I can as it's free for 30 mins
Try and lst 5 items for fleabay :rotfl:I have huge pile of clothes I don't wear anymore that are taking over the corner of my bedroom! Must start somewhere. I know it's worth it in the end, but man, it's a faff!!!
Oh, do some work too

Have a good day everyone

magni

Morning all and what a wet and miserable one it is. I'm spending the morning in the best place possible..............bed:rotfl:

Today I will

- check banks (done)
- packed lunches for kids
- meals from stores
- visit primark for some cheap kids wear
- sleep after my overtime nightshift :beer:
- put some petrol in car (done)
- stay dry:rotfl:
- washing and ironing if I get time

Enjoy the wet day everyone:D Hope it's not wet everywhere.

Nottoobadyet

Thanks for starting us, DNMS! Your holiday post from yesterday sounded ah-mai-zing!!! Only hate you a little bit

Both roomie and boy have had nasty coughs / colds over the last week or so, and Im starting to feel it coming on to me. Nuking myself with old wives tales - inhaled steam from a bowl of garlic, ginger, tea, lemon and hot pepper last night, have eaten loads of raw garlic and fresh fruit and veg, drank about a litre of orange juice yesterday afternoon. Any suggestions, wise DFWers?

Anyway, in MSE today:
- bike everywhere I need to go and not going far!
- making meatballs for dinner, just need the meat, wine and an egg really, have everything else
- send thank you note for interview I had yesterday
- finish up on work so i wont have so much to do over the weekend
- check banking and update budget
- bannanas for brekkie, lunch provided by work
- early night watching the Wire, then try to sleep off the cold

hugs to all

Wannabe01

Good morning all, It’s a rather foggy day here at the moment but hopefully it will clear up later. Ended up not taking the kids out for their treat last night due to yet another argument, hoping to take them out tonight instead but will have to see what happens when dh gets in. I am thinking of ways to compromise with dh therefore going to see if I can find some ways to make money from home whilst having 2 kids around. Any ideas welcome.

My list for today:
[STRIKE]Check closing time for local b&q store[/STRIKE] as voucher has arrived so can go an get paint for dd’s room.
:)Do some studying – I need to try and get back into it as not done any recently due to the problems.
[STRIKE]Collect up washing and do full loads[/STRIKE]
:)Try to get some ideas of how to make money from home
:)Do some of the ironing pile
:)Clean the kids rooms and change bedding Work in Progress
[STRIKE]Do Mr A online shop armed with a list[/STRIKE]
[STRIKE]Put on the free socket covers and corner covers that I got yesterday[/STRIKE]
:)Complete the required website reviews Work in Progress
[STRIKE]Do surveys and check one poll[/STRIKE]
[STRIKE]Breakfast and lunch from stores[/STRIKE], possibly have dinner out tonight.

I think that is everything for today, Have a good day everyone x

determined_new_ms

Nottoobadyet wrote: »

Thanks for starting us, DNMS! Your holiday post from yesterday sounded ah-mai-zing!!! Only hate you a little bit

Both roomie and boy have had nasty coughs / colds over the last week or so, and Im starting to feel it coming on to me. Nuking myself with old wives tales - inhaled steam from a bowl of garlic, ginger, tea, lemon and hot pepper last night, have eaten loads of raw garlic and fresh fruit and veg, drank about a litre of orange juice yesterday afternoon. Any suggestions, wise DFWers?

I'll take your little hate and raise you seething with jealousy over your international career!

re cure - personally I find if I eat loads whatever the illness it goes away! I'm guessing its something to do with giving your immune system some energy to fight the bugs. Trust me it works! I'm hardly ever ill....

mcjordi

not alot today unfortunatley

paid £5 off provi debt
checked surveys qualified for none so close to my £10 pay out
hoovered up
got a free leather chair from round my dads
also had my free kit kat chunky that came through post rather than buy one from shop

Nottoobadyet

determined_new_ms wrote: »

I find if I eat loads whatever the illness it goes away!

I like the way you think :j

Om nom nom

PurpleFairy26

jonno7 wrote: »

Morning all

Happy wet Friday everyone am working from home today so have an opportunity for a few extra things:) today I will:
Check banks, update spreadsheet, try and make small overpayment to loan if I can
Washing on, dry inside
Meals from stores
Make some ciabatta in breadmaker for tea
Pick up sisters Christmas pressie from JL I bought in sale
Go to HB for toilet rolls, toothpaste and other cheap toiletries I need and can stockpile. Park outside shop if I can as it's free for 30 mins
Try and lst 5 items for fleabay :rotfl:I have huge pile of clothes I don't wear anymore that are taking over the corner of my bedroom! Must start somewhere. I know it's worth it in the end, but man, it's a faff!!!
Oh, do some work too

Have a good day everyone

Well due to the unforseen circumatance of having a huge crane (that was delivering to a neighbours house) breakdown outside our back gate, I have been restricted to being indoors, so won't be able to collect present or go to HB - on the upside it is a NSD! However, on the downside DH can't get out either and has so far turned down 2 jobs today worth £150 :mad: So no pay for him today. Have had to put BIL on emergancy call to pick up DD from nursery as it has now been stuck for 5 hours and we can't get our cars in or out :mad: