Newbie

Matesy

Just new feeling embarrassed about this whole situation myHusband and I got r ourselves in 9,000 of debtand really hate being this way we have three cc and have booked a family holiday for next year so want to get some of r debt paid I know it is stupid what we have done but I think it is now we realise that we have a problem which we need to address please can someone give us what we need to do we do not drink smoke or go out but r money just seems to go between food petrol and everyday living my husband works but I am a stay at home .

Gemini33

Hey Matesy,

Well done for coming on here, you should be proud, you truly have nothing to be embarrassed about it seems from these threads its the one thing the majority of the UK have in common.

I done alot of ebaying at one point to get rid of my debts, I worked 2 jobs, I learnt how to do more business, I sold my car.

Would getting rid of the car be an option?

What about getting a 2 day a week job? I dont know what your circumstances are so I apologise if this came across as somewhat rude.

All the best

sistafromanothermista

and welcome to the board, very friendly place it is too
First thing is to post your SOA which you'll find on a sticky at the top of the board. We can then see if and where you're going wrong and try and help :T

Matesy

Thank u what is a sticky

taren

When you first typed up in here about your situation, you created a post, when people reply it turns into a thread.

A sticky is usually a post or thread that has very usefull content, that always stays at the top of all the other threads.

Also the link to do SOA is http://www.makesenseofcards.com/soacalc.html

bottleofred

Matesy wrote: »

Thank u what is a sticky

Hi Matesy,

If you look near the top of page 1 there will be a link to a statement of affairs. If you complete it, you'll get loads of tips/advice on how you can save money, which can then go towards your debts. Well done on facing up to your debt.

Good luck

Red

SinSTAR360

Well done for taking the first step and deciding to get it under control!

There are a lot of lovely people on this forum, all of which give fantastic advice and tips.

SOA is most certainly the first step as the others have said, will help with an overview of your current situation.

Well done and good luck with you Debt Free Journey!