Have I made a big mistake?

jimmo

I think jennifernil has covered just about every angle concerning your income and tax paid and all I can think of is the form R40.

The forms are designed to be scanned and, in theory, if you fully and correctly filled in the form your repayment would be processed without any human interference.

As you don’t have a copy of the R40 you submitted can I suggest you download a copy from here.

http://www.hmrc.gov.uk/forms/r40.pdf

Fill it in with your figures so that when you talk to someone at HMRC you will know exactly what boxes you are talking about.

Also, for what it is worth, I would choose to speak to someone face to face rather than on the phone. As I understand it these days, you need to make an appointment to be able to speak to someone at an Enquiry Centre but it should be worth the effort.

If you can sit at a desk with an HMRC person and compare your paper version of the R40 with HMRC’s on-line version that, I think, gives the best chance of finding a solution.

maryhaggie

Thanks jimmo that's good advice, the robot voice rigmarole you have to go through when you ring up the 0845 number is enough to put anyone off!
I actually sent off another R40 printed off from the web with a covering letter last week, and deliberately scored through where I hadn't filled it in so a human would hopefully look at it!

Mary
xx

JimmyTheWig

maryhaggie wrote: »

pension £1165
DSS pension £3733
interest gross £3311, net £2648, tax £666, tax dividends £61, that's basically it!

maryhaggie wrote: »

My code was 621P

I must admit to not knowing anything about how tax codes work when you retire, but to me this tax code suggests a personal allowance of £6215.
Your income is above this. So from that there may well be tax to pay.

I would have expected your tax code to be higher than this for a personal allowance in the £9000s.

[But your income is only slightly above the personal allowance I've stated, which suggests that you should be due some refund, at least.]

maryhaggie

No actually it's a lot less, the tax code was after allowing for my old age pension, so my income not counting that is well under the allowance. (Full personal allowance is £9940, my income less than £8000)
Anyway thanks for all the advice and hopefully will hear back from Tax office soon!

Mary
xx