Ready, steady… save!
You don’t need a chart to join in. Here are 2 ways to record your savings:
1. Cross it off
Pop a chart into your first post. Saved an amount? Cross it out! Read more »
£0.01 £0.02 £0.03
2. Write it down
Skip the chart and add updates to your first post. Read more »
“Another +£3 saved today. Go me!”
Use +£ before each new saving so it counts towards your total.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Student Overdraft Help!
Hi there
I quit uni a year ago with a £1250 interest free overdraft with Natwest. I have been working for the past year however haven't managed to make a dent in this.
I have just had a letter through the post saying they will be swapping my account to a graduate account (I haven't informed them I have quit!(Stupid I know))
I'm desperate to get out of this overdraft situation... Do I tell natwest that I am not going to graduate and ask for a loan to pay it off or do I say nothing and apply for a graduate repayment loan???
Any help would be much appreciated
Regards
Tom
I quit uni a year ago with a £1250 interest free overdraft with Natwest. I have been working for the past year however haven't managed to make a dent in this.
I have just had a letter through the post saying they will be swapping my account to a graduate account (I haven't informed them I have quit!(Stupid I know))
I'm desperate to get out of this overdraft situation... Do I tell natwest that I am not going to graduate and ask for a loan to pay it off or do I say nothing and apply for a graduate repayment loan???
Any help would be much appreciated
Regards
Tom
0
Comments
-
Why not be honest ?0
-
You are not eligible for a graduate account or a graduate loan. You will need to inform them of that. Either they'll switch your overdraft to a standard account, or they may recall the overdraft, in which case you'd presumably need to be request that they let you repay it in installments and work out how much you can afford to offer a month towards it.A smile enriches those who receive without making poorer those who giveor "It costs nowt to be nice"0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 355.9K Banking & Borrowing
- 255K Reduce Debt & Boost Income
- 456.2K Spending & Discounts
- 248.4K Work, Benefits & Business
- 606.1K Mortgages, Homes & Bills
- 179K Life & Family
- 263.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.7K Read-Only Boards