Hello (and some advice, please!)

Brum

You're right. I think I'm going to clear off the silly amounts that have been left lingering on store cards next month and just pay the minimums on the big ones and restart those the month after. Please dont tell me not to have my holiday! After ten years of marriage to him I think I deserve it . We are claiming back our bank charges at the moment and I have decided if it goes to court the interest figure is going to pay a decent amount toward our treat too.

Anyway, keep up the good work, all of you, you're an inspiration. You're all really started me thinking what we could do with the spare cash if we werent paying back the banks every month. (Is that a lightbulb flickering?)