Nram

catwoman150

As a Northern Rock customer, I could log in to their website and look at how much I owe on my mortgage.

Is there any way I can look at NRAM website and look at my mortgage statement, to see how much I owe and how much I have overpaid? Or do I have to wait for my statement to come out.

Thanks

mrchiggles

There is no way you can do this anymore. You could always ring up?

PHickman

http://www.n-ram.co.uk/en/customers/mortgages/existing-mortgage-customers/redemptions.aspx

Looks like it is a phone call... and if you want the statement in paper format they'll likely charge you.

lizards

Yep, we've always had to call them just to get a balance, which is really frustrating as we're doing a lot of one-off payments and regular overpayments right now and so the balance is rarely predictable.

PHickman

NRAM is a wind-up company (servicing existing customers, no new business allowed) and are waiving all redemption penalties for the foreseeable future. Chances are you can move onto another lenders better rate (eg initial discount)... make a monthly saving... get to use their online functionality... and likely have much better flexible payment options!

Suprised anyone is still with NRAM to be honest... they want you to take your business elsewhere!

mrchiggles

PHickman wrote: »

NRAM is a wind-up company (servicing existing customers, no new business allowed) and are waiving all redemption penalties for the foreseeable future. Chances are you can move onto another lenders better rate (eg initial discount)... make a monthly saving... get to use their online functionality... and likely have much better flexible payment options!

Suprised anyone is still with NRAM to be honest... they want you to take your business elsewhere!

I think you probably mean that you're surprised anyone in +ve equity is with NRAM still - the -ve guys don't really have a lot of choice!!