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Help please!

Sorry if I tend to ramble but i'm very stressed at the moment.

So I got myself into a lot of debt and can't see a way out. My mainproblem is with council tax. The council have just made 2 attachment of earnings order which if I'm reading right they are going to be takig 24% of my net income. which will basically leave me pennyless.

Can i get them to reduce this amont at at? I owe roughly £2200.

Ive been working with ccs and they say that I currently have a deficite of £260 of my monthly budget. so really dont know what to do :(

any advice would be greatly appreciated.

Comments

  • Best place to start would be with a SOA http://www.makesenseofcards.com/soacalc.html - you'll get more directed advice if others can see exactly what's coming in / going out.

    What have CCCS suggested?
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • I second what Rising says.
    Plus go back to CCS and see what they suggest.
    DEBT FREE AND PROUD:D
    'Better to remain silent and be thought a fool than to speak out and remove all doubt'
  • blondieliz
    blondieliz Posts: 103 Forumite
    Try not to panic. Have you made any payments to the council ax recently?

    It's one of the main things that you should prioritise after your mortgage xxx
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