Clydesdale bank - Loans

jprice86

Just wondering if anyone on here has any expierence in taking out a Cyldesdale loan before. A few questions.

• Says on comparison websites there rate is 6% is that a true guideline?

• Are the efficient? How quickly will my money be in my account?

• Can you take out a loan without having a bank account with them?

• Are they strict etc when lending out to people?

Thanks for your help in advance. Can you recommend another place to take out a loan from if not Cyldesdale.

Apples2

Define strict - do you have a ropey credit file?

chalkie99

Same answers apply as they did in your other thread:

https://forums.moneysavingexpert.com/discussion/comment/53831459#Comment_53831459


No chance whatsoever of getting 6% I am afraid.

jprice86

chalkie99 wrote: »

Same answers apply as they did in your other thread:

https://forums.moneysavingexpert.com/discussion/comment/53831459#Comment_53831459


No chance whatsoever of getting 6% I am afraid.

Ha it's not for me, I'm enquiring for someone else..I have no chance!

bargainbetty

The rates quoted on the websites are not always the ones you get, although 51% of loans have to be offered at that rate.

It will depend on the person taking out the loan. The person can apply, and will be offered a rate they can accept or decline before any money is handed over.

chalkie99

jprice86 wrote: »

How quickly will my money be in my account?

jprice86 wrote: »

Ha it's not for me, I'm enquiring for someone else..I have no chance!

Ahhhh! Of course!

jprice86

chalkie99 wrote: »

Ahhhh! Of course!

Skeptical!! It is for someone else!!

Apples2

You aren't trying to help someone else get a loan on your behalf are you (i.e they get a loan for you at 6% as you can easily afford the repayments?).

dealer_wins

Its all going to end it tears here!!

bankhater_1965

i wish id joined this site alot earlier because i will be in serios trouble as i have a van and car that i paid cash for , this site says otherwise

jprice86

Apples2 wrote: »

You aren't trying to help someone else get a loan on your behalf are you (i.e they get a loan for you at 6% as you can easily afford the repayments?).

No, my friend asked me what was the best loan to have and looked on moneysuper market, Cydesdale came up with these rates so I said I'd ask on here for her.

Soooo does anyone have any actual information about Clydesdale?