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Wierd one

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  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Hey fermi, there are a lot of websites that do state that verbal acknowledgements count, so it's good to know they don't. Even ThinkMoney.com says it. Thank you for clearing that up.

    I know there are. It winds me up a bit I'm afraid.

    There are some absolute howlers written on what you would think are reliable websites.

    Even PayPlan got it tragically wrong a while back

    See this link: Payplan & cleardebt.co.uk misleading take on the Limitations Act

    A debt advice service like PayPlan should know better.

    Problem is, one person writes some rubbish and puts it online. Other people take it as gospel, and repeat or re-write it for their own site without checking the actual facts.

    The whole thing snowballs with utter nonsense all over the web. :mad:
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • Okay after contacting equifax to get this bloody thing removed I have had a reply to contact halifax no reference number or phone number after 30 mins on the phone yesterday to halifax at a cost of £3.33 I have been told that I need to write to them or go into a branch as they can't access my old account as I have failed the secruity questions (as the account is over 10 years old I'm not going remember the overdraft amount or the standing orders/direct debits or last purchases). So I need to go into the branch what should I say as in what regulations they are breaking etc and can I get compension for my wasting time and cost of calls?
    Total Debt: £4610.75
    Debt Free Date: May 2016.
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