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Which credit report company to use?
printerboy
Posts: 14 Forumite
Which credit report company is best to use online?
ive not gone bankrupt yet
i had a free trial with experian years ago, so it will cost me £14.99/m now.
cheers
ive not gone bankrupt yet
i had a free trial with experian years ago, so it will cost me £14.99/m now.
cheers
0
Comments
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Experian or Equifax are the leading two. I dont think many people bother with callcredit or noodle.
Try Equifax to see if they have any free trials on at the min.
JCG
xx:smileyheaMarried on 20/07/2012! :smileyhea
:DBought my new car 11/08/12:D:cool: Save £12k In 2013 Num 009! £5502/£5000 :cool:
Save £12k in 2014 Num 22! £2131/£3000
Emergency Fund £00 -
does everyone sign up for both to cover both angles? or is one usually ok0
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Whatever your preference PB
Experian is usually the better of the two.
JCG
xx:smileyheaMarried on 20/07/2012! :smileyhea
:DBought my new car 11/08/12:D:cool: Save £12k In 2013 Num 009! £5502/£5000 :cool:
Save £12k in 2014 Num 22! £2131/£3000
Emergency Fund £00 -
Best to do Experian - I get the impression Experian is the only accepted one
You can get your statutory report for £2.00
After much faffing around myself last week to get the above, this link may help
http://www.experian.co.uk/downloads/consumer/cfa.pdf0 -
Hi PB, You will find companies report to one of the CRAs rather than all three, that's why it's suggested that you get your credit files from all three of the CRAs to see what's held on there.
Click on blue links below:-
Experian - Click here
Equifax - Click here
Callcredit - Click here
NB: You can't order it online, they would rather you pay £12 don’t do that just print off the application form, P.O. for £2 and post this recorded delivery.
They are £2 each for paper copies. Some people have used the online ones and have said the information wasn't as good compared to the paper copies.
Best wishes
If...x"If wishes were horses, then beggars would ride"
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I've signed up to Noddle as it is free so I can afford it. It hasn't noticed my BR one month later so not sure when it will cotton on"Our prime purpose in this life is to help others. And if you can't help them, at least don't hurt them." Dalai Lama0
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What exactly do you want your reports for?
As said, £2 statutory report from each is usually the best way to go.Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
I was going to use them to make sure ive covered all my creditors
im struggling at the minute with my addresses aswell (bad memory) and ive moved around pretty much every 6months for last several years
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printerboy wrote: »I was going to use them to make sure ive covered all my creditors
im struggling at the minute with my addresses aswell (bad memory) and ive moved around pretty much every 6months for last several years
bankruptcy covers all unsecured debts, regardless if whether they are listed on the forms or not (thought a DRO order is different in this aspect)0
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