Dmp and payday loans

suchamess

Hello. I have started dmp with cccs and have 5 payday loans on my dmp. Reading a lot of post here I was expecting payday loans to be very aggressive . I have not recieved any phone calls so far and my loan with payday uk will deflaut on the end of month so I may expect something from them. Is that normal with not calling me for money and why I deflaut? Or they don't call as cccs contacted all of them? I am sorry to sounding daft but I don't know what to think . I was thinking maybe the calls and all of that is about to start as obviously they still adding charges . Thank you

bexiboo92

It's not normal as such....but may be just be your circumstances. When I looked into a debt management plan, all my pay day loan companies told me the calls are likely to continue or happen and this will continue until a payment has been made through the plan.

Think yourself lucky.

endora

If CCCS are doing their job you shouldn't get any hassle from creditors. That's the whole point of doing a DMP through them, to stop the calls/texts/emails/letters, otherwise you could just make your own arrangements. Do keep an eye on your balances as CCCS are not exactly great at getting interest frozen.