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few clean up questions!
TinyToes
Posts: 150 Forumite
ok, so now im discharged, ive started thinking about my 'clean up'. i somehow thought that as my accounts were marked defaulted that i didnt need to do anything else, but upon reading the sticky i see im wrong.
i know i need to leave it i couple of months yet but have a few questions i am unsure about.
1- one account is marked as satisfied with a DA (debt assigned) label/marker (rather than a D for default), im using noddle for a quick and free guide atm. the default date is 3 months after i was BR and the account end date was 6 months after BR. should both these dates be the date i was declared BR? it also shows a default balance. should this matter now its marked as satisfied? (this account is under the closed account section)
2- this account is marked as settled and shows a balance of £0,this account was never defaulted always marked as BB in sustained arrears (it was added to BR after i was declared BR, as i forgot about it.) as of May it now shows partial settlement and a green marker that says all payments upto date. however the end date was almost 1 yr after i was BR, should the end date again be the date of BR? again this account is in the closed section.
3- the rest of my accounts are in the 'open accounts' section and have all been marked as defaulted and continue have default markers every month. they all have defaulted dates after BR date, so these should all be marked as settled/satisfied and in the closed section with a default date of BR date and a balance of £0?
sorry if ive repeated myself in this post!
i know i need to leave it i couple of months yet but have a few questions i am unsure about.
1- one account is marked as satisfied with a DA (debt assigned) label/marker (rather than a D for default), im using noddle for a quick and free guide atm. the default date is 3 months after i was BR and the account end date was 6 months after BR. should both these dates be the date i was declared BR? it also shows a default balance. should this matter now its marked as satisfied? (this account is under the closed account section)
2- this account is marked as settled and shows a balance of £0,this account was never defaulted always marked as BB in sustained arrears (it was added to BR after i was declared BR, as i forgot about it.) as of May it now shows partial settlement and a green marker that says all payments upto date. however the end date was almost 1 yr after i was BR, should the end date again be the date of BR? again this account is in the closed section.
3- the rest of my accounts are in the 'open accounts' section and have all been marked as defaulted and continue have default markers every month. they all have defaulted dates after BR date, so these should all be marked as settled/satisfied and in the closed section with a default date of BR date and a balance of £0?
sorry if ive repeated myself in this post!
0
Comments
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Just bumping this up the board for you, there are people who know far more than me on clean up's, so I'll let others comment on the specifics.0
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