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Saved Just in time.
Just_in_Time_2
Posts: 4 Newbie
Hi All,
I have been on and off lurking on the forums for years and i once started a diary, i have decided to rejoin as want to remain anonymus and family knew old user id,
Im not in a lot of debt around £10k which is a lot but £4k of that is for a car loan and always using the car its something i will always have,
I overspend every where and love to shop, i am determined to do this this time and to try and save a contingency fund along the way.
I stopped my self tonight from taking out a payday loan so although i will be skint for the next 11 days , i wont starve as the cupboards and freezer are fairly full and if we havent got it we cant have it,
I will post my SOA in the next few days and i am sure there will be plenty of questions which im sure you will all be fabulas at answering.
Thats the ramble for now, now for sorting these things out, first job is to bag up a pair of faulty shoes and send them back to my catalogue.
I have been on and off lurking on the forums for years and i once started a diary, i have decided to rejoin as want to remain anonymus and family knew old user id,
Im not in a lot of debt around £10k which is a lot but £4k of that is for a car loan and always using the car its something i will always have,
I overspend every where and love to shop, i am determined to do this this time and to try and save a contingency fund along the way.
I stopped my self tonight from taking out a payday loan so although i will be skint for the next 11 days , i wont starve as the cupboards and freezer are fairly full and if we havent got it we cant have it,
I will post my SOA in the next few days and i am sure there will be plenty of questions which im sure you will all be fabulas at answering.
Thats the ramble for now, now for sorting these things out, first job is to bag up a pair of faulty shoes and send them back to my catalogue.
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Comments
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Hi, just wanna say congratulations for NOT taking out a payday loan. Good luck chuck.Littlewoods £10 Very BNPL £234.42
My total debt is [STRIKE]£7242.32[/STRIKE]£244.42
Extra payment a week: This week: £
Total to date: £1279.29 not incl this week
#33 NOvember challenge0 -
Big well done for not getting a payday loan. I have never had one but the horror stories I have read on here have well and truly put me off for life.0
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Moring all, had quite a busy week.
I have sold a games console that we dont use which saved taking out another payday loan so that was good,
I worked out a list of occasions and extra bills like car tax and have done a monthly budget for the next 3 months.
I have also sent two pairs of shoes that i bought from a catalogue which one had split and theother came unstitched so that will be £110 off them.
So all in al a good start to this journey.0 -
Good luck. L2B.xLBM 2008 [STRIKE]£45,091.23[/STRIKE] eek: now £7889:T Debt free date 18/07/2018
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A HUGE well done for resisting the loan!
Do you have an SOA we can comment on, might help?0
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