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i'm discharged :-D

well im now discharged :-D cant believe how fast the last year has gone! still have 2 years of my ipa to run but even still we are far better off financially than we have ever been in recent years! we hardly get any post now too lol:rotfl: All my accounts have been marked as default/settled so things are ticking along fine. Its so nice to have no 'debt', i know i have my ipa but i just consider that another payment like a bill if you are. I dont care that i cant get credit, i like the idea that all i own is saved and paid for!!

Comments

  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Excellent to hear. :)

    Know what you man about the post. Was really really weird for a long while, but used to it now.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • mazman83
    mazman83 Posts: 250 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Congratulations:T

    Yeah it's really strange not being bombarded with phone calls and letters, I still get nervous though every time I get a blocked phone call, luckily it's only been marketing rubbish.

    I've never been able to save before as everything was going to debt repayments but now I have opened 3 savings accounts and as all the money I make is now mine some hefty saving is gonna happen:D
    BSC Member 351
  • Congrats!! Funny how we all fear the post! I only went BR a few weeks ago but already the mail is less and hardly any calls!!
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Hi TinyToes, Hope your having a drink tonight :beer:

    Best wishes
    If...x


    congrats22.gif
    "If wishes were horses, then beggars would ride"
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