Nationwide to add late husbands loan & c/card balance to mortgage,advise please.

Sophie44

getmore4less wrote: »

Care, thats another one I forgot, that takes time also,

checking everything, double checking, asking for advice, checking again, reading up the guides, checking again, making sure you have gone though ALL the laye husbands paperwork to make sure there are no other debts lurking.

Was he still working?
That last bit is quite important especialy as self employed the tax returns for the last few years might need reviewing as well as the current year which will need to be done or they(HMRC) may happy with the r27.

Nationwide would love you to have new mortgage in place ASAP just in case there is something else that crops up.

Good stready progress is all that is needed, there is what is known as the executors year so plenty of time to still stay with in that and even that is not a hard limit for estates.

If the OH was still in business or stopped recently and/or you are not 100% sure on his finances you might want to look at statutory notices.


Itis only been a couple of months and at difficult times like this people need thinking time, I just get the feeling that NW might be making you rush a bit quicker than you need to.

The other side is wanting to get things sorted ASAP to close a chapter but balance is needed so things get thought through.

(I am 18month into sorting out an estate solicitors are not in a hurry to do anything)

Thank you so much, you have certainly eased my mind a little. As you so rightly said, it is very early days for me and coming to terms with him not being here is hard enough right now without all this added worry and upset. I did receive a Tax Return notice through the post for my late husband so I phoned the Tax Office and they have sent form R27, which looks very complicated, but I'm endeavouring to work my way through it! I did the Probate form PA1 and the IHT 205 forms myself and they have only just been sent off to the Probate Office. My husband was self employed but hadn't worked for over a year due to his illness. As I said before, Nationwide have frozen the mortgage until August, I don't suppose I can prolong this can I, especially if Probate comes through quite quickly as I think it will because there isn't any estate to consider, only the house which he left to me in his will. Many thanks.....