We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
Txtloan?
This morning I noticed a card payment taken from my account for £117 by a company called txtloan. Didn't recognise it and so looked into them and discovered that they are a "payday" loan type company.
I have never even contacted one of these sort of companies let alone borrowed through one. The 0871 number on there website doesn't get through to a real person :mad:.
I've emailed them to ask them what details they can give me. My bank have now stopped my card and are treating it as fraud. I am about to contact the police as it is possible that a member of staff may have had access to my card at some point and I think they would be the only ones allowed access to txtloan's data (?).
Anyone here experienced this sort of thing before?
Cheers,
Ash
I have never even contacted one of these sort of companies let alone borrowed through one. The 0871 number on there website doesn't get through to a real person :mad:.
I've emailed them to ask them what details they can give me. My bank have now stopped my card and are treating it as fraud. I am about to contact the police as it is possible that a member of staff may have had access to my card at some point and I think they would be the only ones allowed access to txtloan's data (?).
Anyone here experienced this sort of thing before?
Cheers,
Ash
0
Comments
-
Did you get a deposit of £100 in your account that you didn't recognise, 15 days before the £117 was taken?
Normally these companies will take payments from the account that they originally deposited into.0 -
No, nothing unusual paid into the account. The payment was a card payment rather than a DD or SO. Txtloan have finally emailed asking for my bank details etc so they can investigate. I spoke to the police yesterday as well. Don't know whether I'll ever be given a name of who took out the original loan just in case I know them.0
-
-
Enfieldian wrote: »Did you get a deposit of £100 in your account that you didn't recognise, 15 days before the £117 was taken?
Normally these companies will take payments from the account that they originally deposited into.
As far as I'm aware (haven't used one myself) they deposit in to a bank account using a sort code and account number, but take payment by debit card.
So, the money in and money out accounts could be different. I don't think there's any way they can determine whether a debit card and bank account (sort code/account number) are linked.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 348.3K Banking & Borrowing
- 252.1K Reduce Debt & Boost Income
- 452.4K Spending & Discounts
- 240.8K Work, Benefits & Business
- 617.1K Mortgages, Homes & Bills
- 175.6K Life & Family
- 254K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 15.1K Coronavirus Support Boards