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I had an an account that I defaulted on, mckenzie hall defaulted me a couple of years ago.

It then got sold onto motormile anyway I was making £10 a month payments and then went onto a DMP with CCCS and the payments were reduced to £5 a month and now they have defaulted me in Jan but it has only just appeared on my credit report can they now default me even though I was defaulted by MH?
Total Debt: £4610.75
Debt Free Date: May 2016.

Comments

  • VitaK
    VitaK Posts: 651 Forumite
    I've been Money Tipped!
    You should not have two defaults for the same debt.

    Contact the credit reference agencies and they should be able help you on this matter.
  • But I only have one but this one is 2 years later than the first one. :(
    Total Debt: £4610.75
    Debt Free Date: May 2016.
  • Gordon_Hose
    Gordon_Hose Posts: 6,259 Forumite
    Debt-free and Proud!
    You can only have 1 default per debt, and the date must remain as it was when it was initially placed.
  • Thanks.

    I have disputed it with Noddle and will check equifax and experian later.
    Total Debt: £4610.75
    Debt Free Date: May 2016.
This discussion has been closed.
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