Is anyone who can help me ???

karolcia50486

I needs help someone who realizes in loans in the uk. Last few months have been a nightmare for me, and further because of the problem are still not resolved. I simply do not have any ideas, I'm close to a nervous breakdown, I have no strength to fight it. Money for these problems, I started to get sick, nerves and stress prevail.
To briefly write about what help me about. I need a loan of about £ 7000 for about 7-8 years term as soon as possible to end my losing streak and straighten all cases, so that I no longer have to worry and stress and thus, more health problems. The problem is my poor credit history.
Few months ago when I lost my job for a longer period I was not able to pay off credit cards, loans and other bills. Since then, started to my problems, many of whom are not able to go on straight, because it is simply too much for me. Some time ago advised me that I placed a debt management yourself. Everything looked nicely until I realized that it does not help me anything. For just as credit card such as from where the minimum monthly rate set I had £ 65 and £ 60 loan plus other outstanding bills, when I set the debt management of £ 100 per month, it was not profitable at all. Because going out on loan so that it corresponded £ 15 per month, the loan was £ 12 well and the rest of the remaining bills. The worst of the credit card of course, because if it was paid £ 15 per month, the bank would charge me for this punishment and actually came out of the sum to be paid instead of the boy I grew or stood in the same place. In this way I will not repay this to end of my life.
So you need a loan to pay back all outstanding bills and pay only one rate per month. I am able to pay about £ 100 and I know that they will manage this without a problem. A few companies have already refused me because of my poor credit score, and also because the last time did not pay off things that should regulate the current and is an unreliable customer.
So how do I handle this? I am not able to pay them all at once, and if you do not do as soon as I start I will grow a further penalty. I really do not have very large debts, because these are funny money but continued to grow interest and a small sum had become already so large.
Loans are available from the guarantor and allegedly from what I read on the internet give them without any problems and above all without credit chceck, but I do not have anybody here who could be my guarantor. Because I come from Poland and did not know anyone. The problem is that the guarantor may be someone who has their home in the UK, but not many Polish people can afford. This is a basic condition, so as to fall off me.
Are there any companies that can help me with this whether you own? Because there are many companies who only want to help rather than exploit, and even more harm. Lend money, but with so much interest from is to be paid twice as much. This is how sposobma help me? Sinking only one loan for another 10 years?

If anyone knows how to help me, know any companies or have any ideas, please contact urgent. That to me is extremely important matter, because my phone is ringing all the time from morning to night and I do not answer because I just do not know what to say to them, even if I really wanted to not do it all pay off. I would not purchase anything, if I started to pay as they wish. I have yet to make a living, pay rent.

Please help me, because I do not know what will be next month. It is already very bad, bailiffs took over one thing and remove goods from my home. Even though I no longer have anything of value, but certainly something to be interested.
So once again please help, whatever. Everything counts, every idea, hint, whatever ...
Thank you in advance and waiting for some answers

DCFC79

Well first thing dont stress about it but might be easier said than done.
Have you looked for a job ?
Have you signed up for job seekers ?

You say you credit history is poor so have you got a credit report ? If poor history the chances of a loan are minimal or zero.

Any chance friends/family in poland can help.

DevCoder

£100/pm = £1,200 per year before interest

If we assume 14% interest then you'll be paying £132/month

As you would appear to have very poor credit rating then it'd probably be closer to 20% or above, which means £150/month

this is over 7 years

Thats if you can find 1) someone to lend to you given your credit rating, 2) you haven't said what your salary is but virtually no one will lend over a 60% income to outgoing ratio, 3) a lender who will accept a consolidation loan.

You are best seeking the advice of CCCS or Payplan who are free debt advice charities.

CLAPTON

list your debts
for each debt
-company, type, amount, apr, minimum payment, how much you are paying at the moment

-what is your income

-what do your credit files say

dealer_wins

OP is 100% a troll.