Capquest, charging order. Help please

Savannah31

Hi, I spoke to Capquest today and the lady I spoke to was actually very reassuring. She said I was correct in that only a restriction can be placed. They won't try to force me to sell my house, she said they would not be doing that, they are just placing the order to secure they get paid incase I stop paying. She said the fact I am paying by standing order shows I want to pay and they are happy with that.

She was a bit shocked when I mentioned the restriction and it wasn't infact an order. She said 'Well it is the same thing really'.

I feel much better now about it, phew! Thank you for all your help.

Sparklyfairy

They all will say it's one in the same - but it clearly isn't! When you go to court they will continue to call it a charging order, but why correct them!? What I will say is that when it comes time for you to sell, if you still owe a lot, it might be worth shopping around for a knowledgeable conveyancing solicitor who knows exactly what a form k restriction entails because you are not, by law, obliged to pay. Hth, SF

Savannah31

Thank you very much for your help. It is appreciated x