We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
ppi claim
carl123_2
Posts: 4 Newbie
can any one tell me if i can make a ppi claim on redundancy insurance taken out with the mortgage far back as 1991 it was with direct line owned by royal bank of Scotland whom i took the mortgage out with:cool:
0
Comments
-
can any one tell me if i can make a ppi claim on redundancy insurance taken out with the mortgage far back as 1991
Yes you can (assuming you mean complaint and not claim).
However, direct line are a direct provider and do not use advisers. So, you cannot complain about it being bad advice. Also, they only do monthly premiums. So, you cannot complain it was set up wrong. Also, you claimed on the policy. So, you cannot complain you were not eligible or did not need it.
So, what actually would your complaint be?I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
at the time the estate agent Jones Chapman advised me and sold me the policy
i have written proof my complaint. yes i did try to claim but you had to be out of work for 90 days how did you you know can you tell me please reply0 -
at the time the estate agent Jones Chapman advised me and sold me the policy
Direct Line products are not available through advisers. So, that is unlikely.yes i did try to claim but you had to be out of work for 90 days
All policies have a qualifying period. Better ones are 30 days, not so good ones 90 days. However, unless you see an independent, you will only be offered the product the direct offering offers you.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
So you took PPI out for protection against redundancy, the qualifying period was 90 days, which you agreed to and signed for.
So what is to complain about. 90 days was pretty normal, the shorter the qualifying period, the more expensive the PPI, which is why most people opted for the 90 day one.
I think you are on a hiding to nothing to be honest. Dont waste your time.make the most of it, we are only here for the weekend.
and we will never, ever return.0 -
not if it was with endowment policy that fell short0
-
looks like a waste of tme0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.6K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.5K Spending & Discounts
- 247.5K Work, Benefits & Business
- 604.3K Mortgages, Homes & Bills
- 178.5K Life & Family
- 261.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards