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we've been declared today!

lisanewman1980
lisanewman1980 Posts: 57 Forumite
in Bankruptcy & living with it
Well me and the husband went to court this morning and after handing over 1400 we were declared br!!! Now I just feel incredibly deflated and flat broke!!!

We had a chat with the or who seemed nice, just have to wait for our telephone interviews in a week now!

Comments

  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Hi Lisa, Bless you the relief will set in soon :beer:

    Best wishes to you both
    If...x


    mbh4p0.gif
    "If wishes were horses, then beggars would ride"
  • lisanewman1980
    lisanewman1980 Posts: 57 Forumite
    I don't think the relief will set in until I know my house is ok! It is just tettering on negative equity at the minute, I just wish they would deal with it sooner than 2 years!
  • JustinCredibleGillespie
    JustinCredibleGillespie Posts: 1,024 Forumite
    Well done! Must still be a very big weight off your shoulders ;)

    JCG

    xx
    :smileyheaMarried on 20/07/2012! :smileyhea
    :DBought my new car 11/08/12:D
    :cool: Save £12k In 2013 Num 009! £5502/£5000 :cool:
    Save £12k in 2014 Num 22! £2131/£3000
    Emergency Fund £0
  • davescot691
    davescot691 Posts: 36 Forumite
    Ninth Anniversary Combo Breaker
    it would prob have to be in positive equity by a fair amount for the OR to have any interest in it as fees to sell it would have to be taken into consideration
  • lisanewman1980
    lisanewman1980 Posts: 57 Forumite
    He told me if its over 2k then they would offer us the opportunity to buy it back but how the bloody hell do they expect u to save up when they take all disposable income!
  • mildred1978
    mildred1978 Posts: 3,367 Forumite
    lisanewman1980 wrote: »
    He told me if its over 2k then they would offer us the opportunity to buy it back but how the bloody hell do they expect u to save up when they take all disposable income!

    Because of the allowances in the average SOA are anything to go by, the allowances for food etc are far beyond what you'd actually spend. So savings, holidays, sky tv are all possible.
    Science adjusts its views based on what's observed.
    Faith is the denial of observation, so that belief can be preserved.
    :A Tim Minchin :A
  • davescot691
    davescot691 Posts: 36 Forumite
    Ninth Anniversary Combo Breaker
    mildred is correct....they dont leave you destitute
  • lisanewman1980
    lisanewman1980 Posts: 57 Forumite
    I blooming hope not! :-)
  • uptheanti
    uptheanti Posts: 77 Forumite
    good luck i got my court on monday
  • lisanewman1980
    lisanewman1980 Posts: 57 Forumite
    It wasn't as bad as I thought it would be. I dreamt last night we would get ambushed lol but that certainly wasn't the case.
This discussion has been closed.
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